48 Sidney St E, Saint Paul, MN 55107 Property Records

Ramsey County property record for 48 Sidney St E, Saint Paul, MN 55107

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,431 sqft · built 1939
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$158,254 (Feb 2017)
Tax Bill	$3,982 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-28-22-32-0045`

Property Details

APN / Parcel Number

Primary APN	`08-28-22-32-0045`
Alternative APNs	`8161369` `616220`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,431 sqft Living Area
1st Floor Area	1,022 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1959
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	200 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	616220
Street Address	48 SIDNEY ST E
City	SAINT PAUL
State	MN
Zip	55107-3252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST ST PAUL BLKS 100 THRU,171 E 75 FT OF LOTS 1 THRU LOT 4 BLK 150
Legal Range	22
Legal Township	28
Legal Section	08
Legal Subdivision	WEST ST PAUL BLKS 100 THRU,171
Legal Block	100,1
Legal Lot Number	1,4
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2001
Census Tract	37200

Owner

Source: Ramsey County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 SIDNEY ST E, SAINT PAUL, MN 55107-3252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Warranty Deed, Transfer · Conventional Mortgage ROYAL CREDIT UNION
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Feb 21, 2017	Warranty Deed, Transfer AMERICAN MTG & EQUITY CNSLTS I

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2017 · Amount on Record
Deed Sale	Feb 21, 2017 · Amount on Record
Prior Sale	Jul 29, 1996 · Amount on Record
Deed Document Number	20172581116
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 21, 2026
Property Address	48 SIDNEY ST E, SAINT PAUL, MN 55107-3252
Document Number	0002820000
Instrument Date	Jun 29, 2026
Instrument	20262820000
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88,253.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	48 SIDNEY ST E, SAINT PAUL, MN 55107-3252

Mortgage

Document Number	0002820001,
Date	Jul 21, 2026
Instrument	20262820001

Lender

Name	ROYAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	48 SIDNEY ST E, SAINT PAUL, MN 55107-3252
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02703539
Date	Jun 22, 2021
Instrument	T02703539

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 21, 2017
Property Address	48 SIDNEY ST E, SAINT PAUL, MN 55107-3252
Document Number	0002581116
Instrument Date	Feb 3, 2017
Instrument	2581116
Transaction Type	Transfer
Record Updated	May 12, 2017
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$522.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 SIDNEY ST E ST PAUL MN 551073252, ST PAUL, MN 55107-3252

Mortgage

Document Number	2581117
Date	Feb 21, 2017
Instrument	2581117

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,982.00 (+7.74%) Homeowner's exemption	$234,200 (+1.61%) Land $37,900 Building $196,300	$234,200 (+1.61%) Land $37,900 Building $196,300
2024	$3,696.00 (+17.04%)
2023	$3,158.00 Homeowner's exemption	$230,500 Land $31,800 Building $198,700	$230,500 Land $31,800 Building $198,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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