48 Shore Dr, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 48 Shore Dr, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,552 sqft · built 1940
Lot Size	0.203 acres (8,850 sqft)
Owner	2 Trust Names on File
Last Sale	$117,000 (Jun 1992)
Tax Bill	$6,541 (2026)
Deeds & Mortgages	Sep 2026 Transfer Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:14 B:41 L:1`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:14 B:41 L:1`
Alternative APNs	`M:0014 B:0041 L:0001` `514829`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,552 sqft Living Area
Gross Area	4,016 sqft
1st Floor Area	1,168 sqft
Attic	Attic
Attic Area	456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,850 sqft (0.203 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	514829
Street Address	48 SHORE DR
City	DRACUT
State	MA
Zip	01826-2030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	41
Legal Lot Number	1
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	1
Census Block	1001
Census Tract	314101

Owner

48 Shore Dr is owner-occupied and held in a trust since September 2026.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	48 SHORE DR, DRACUT, MA 01826-2030
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Quit Claim Deed, Transfer Quitclaim
Sep 3, 2025	Deed of Trust, Mortgage · Line of Credit JEANNE D ARC CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 1992 · Amount on File
Deed Sale	Jun 23, 1992 · Amount on File
Deed Document Number	1992
Deed Book / Page	5986 / 20
Last Transfer Date	Sep 3, 2026
Transfer Doc	0000030625
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Sep 15, 2026
Property Address	48 SHORE DR, DRACUT, MA 01826-2030
Document Number	0000030625
Book / Page	40350 / 268
Instrument Date	Sep 3, 2026
Instrument	202630625
Transaction Type	Transfer
Record Updated	Oct 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 SHORE DR, DRACUT, MA 01826-2030

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	48 SHORE DR, DRACUT, MA 01826-2030
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039494-129
Date	Sep 3, 2025
Book Page	39494/129
Instrument	27667

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 48 Shore Dr was $6,541, up 1.7% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,541.00 (+1.69%)	$676,400 (+6.42%) Land $302,800 Building $373,600	$606,575 (-)
2025	$6,432.00 (+3.61%)	$635,600 (+6.99%) Land $277,800 Building $357,800	$606,575 (+2.5%)
2024	$6,208.00 (+3.29%)	$594,100 (+14.47%) Land $264,600 Building $329,500	$591,755
2023	$6,010.00	$519,000 Land $230,000 Building $289,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Shore Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Mar 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Shore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Astound Broadband.

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