48 Shepherds Trl, Madison, CT 06443 Property Records

Madison Town property record for 48 Shepherds Trl, Madison, CT 06443

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,985 sqft · built 1991
Lot Size	2.83 acres (123,275 sqft)
Owner	Individual on Record
Last Sale	$775,000 (Jan 2026)
Tax Bill	$13,781 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2024 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MADI M:131 B:2-14`

Property Details

APN / Parcel Number

Primary APN	`MADI M:131 B:2-14`
Alternative APNs	`00659000` `659000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,985 sqft Living Area
Gross Area	7,101 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	123,275 sqft (2.83 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	659000
Street Address	48 SHEPHERDS TRL
City	MADISON
State	CT
Zip	06443-1888
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Block	2-14
Jurisdiction	MADISON CT
Township / Civil Division	MADISON
Census Block Group	3
Census Block	3000
Census Tract	194202

Owner

Source: Madison Town assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	48 SHEPHERDS TRL, MADISON, CT 06443-1888
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · ARM GUILFORD SAVINGS BANK
May 1, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance GUILFORD SAVINGS BANK
Jan 20, 2026	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2026 · Amount on Record
Deed Sale	Jan 20, 2026 · Amount on Record
Deed Document Number	2026107
Deed Book / Page	2308 / 1007
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	48 SHEPHERDS TRL, MADISON, CT 06443-1888
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002224-215
Date	Jul 7, 2021
Book Page	2224/215
Instrument	2632

Lender

Name	GUILFORD SAVINGS BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Aug 1, 2028
Index	1-Year CMT

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	48 SHEPHERDS TRL, MADISON, CT 06443-1888
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002290-65
Date	May 1, 2024
Book Page	2290/65
Instrument	2024-745

Lender

Name	GUILFORD SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2044

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON CT
Recording Date	Jan 20, 2026
Property Address	48 SHEPHERDS TRL, MADISON, CT 06443-1888
Document Number	02308-1007
Book / Page	2308 / 1007
Instrument Date	Jan 16, 2026
Instrument	2026107
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002026108
Date	Jan 20, 2026
Instrument	2026-108

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Madison Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Madison Town
Unified School District	Madison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,781.00	$614,400 (+53.18%) Land $163,800 Building $450,600	$430,080 Land $114,660 Building $315,420
2024	$13,781.00 (+14.64%)
2023	$12,021.00 (+1.91%)	$401,100 (-) Land $126,000 Building $275,100
2022	$11,796.00	$401,100 Land $126,000 Building $275,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier.

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