48 Sharon Cir, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 48 Sharon Cir, Osterville, MA 02655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,580 sqft · built 1986
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on File
Last Sale	$680,000 (Jun 2022)
Tax Bill	$5,396 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OSTE M:122 L:152`

Property Details

APN / Parcel Number

Primary APN	`OSTE M:122 L:152`
Alternative APN	`66537`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,580 sqft Living Area
Gross Area	3,908 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,522 sqft (0.54 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	66537
Street Address	48 SHARON CIR
City	OSTERVILLE
State	MA
Zip	02655-1250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Lot Number	152
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	1
Census Block	1011
Census Tract	12900

Owner

48 Sharon Cir is owned by an individual who bought it in June 2022.

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	135 W MAIN ST, HYANNIS, MA 02601-3768
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Dec 29, 2017	Quit Claim Deed, Transfer LAND HOME FNCL SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2022 · Amount on File
Deed Sale	Jun 17, 2022 · Amount on File
Prior Sale	Dec 29, 2017 · Amount on File
Deed Book / Page	35196 / 112
Record Updated	Oct 29, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Jun 17, 2022
Property Address	48 SHARON CIR, OSTERVILLE, MA 02655-1250
Document Number	035196-112
Book / Page	35196 / 112
Instrument Date	Jun 17, 2022
Instrument	31361
Transaction Type	Transfer
Record Updated	Jul 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 W MAIN ST, HYANNIS, MA 02601-3768

Mortgage

Document Number	0000031362
Date	Jun 17, 2022
Instrument	31362

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Dec 29, 2017
Property Address	48 SHARON CIR, OSTERVILLE, MA 02655-1250
Document Number	30996-2
Book / Page	30996 / 2
Instrument	66530
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.12
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 SHARON CIR, OSTERVILLE, MA 02655-1250

Mortgage

Document Number	309960005
Date	Dec 29, 2017
Instrument	30996/0005

Lender

Name	LAND HOME FNCL SVCS

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 48 Sharon Cir was $5,396, up 5.2% from the year before.

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,396.00 (+5.21%)	$667,000 (+1.57%) Land $160,400 Building $506,600	$757,340
2024	$5,129.00 (+13.67%)	$656,700 (+21.39%) Land $160,400 Building $496,300
2023	$4,512.00	$541,000 Land $145,800 Building $395,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Sharon Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Sharon Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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