48 School St, Liberty, NY 12754 Property Records

Sullivan County and Liberty Town property record for 48 School St, Liberty, NY 12754

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,600 sqft · built 1902
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,765 (2025)
Deeds & Mortgages	Jan 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`483601 108.-12-6.1`

Property Details

APN / Parcel Number

Primary APN	`483601 108.-12-6.1`
Alternative APN	`3601108 0012006001`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,600 sqft Living Area
1st Floor Area	872 sqft
2nd Floor Area	728 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	89.7 ft deep x 116 ft wide
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	48 SCHOOL ST
City	LIBERTY
State	NY
Zip	12754-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	12
Legal Lot Number	6.001
Jurisdiction	SULLIVAN NY
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2013
Census Tract	950701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Liberty Downtown Historic District listed 2006 · 112 contributing resources · NRIS 06000266

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

48 School St is owner-occupied and held in a trust since January 2026.

Source: Sullivan County and Liberty Town records, as of April 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 873, LIBERTY, NY 12754-0873
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 8, 2026
Transfer Doc	0000000007
Record Updated	Sep 20, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SULLIVAN NY
Recording Date	Jan 13, 2026
Property Address	48 SCHOOL ST, LIBERTY, NY 12754-1824
Document Number	0000000007
Instrument Date	Jan 8, 2026
Instrument	2026-307
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 873, LIBERTY, NY 12754-0873

Tax Assessment & Valuation

The 2025 property tax bill for 48 School St was $5,765 with exemptions applied, up 15.4% from the year before.

Source: Sullivan County and Liberty Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Sullivan County
County Subdivision	Liberty Town
Municipality	Liberty Village
Unified School District	Liberty Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,765.00 (+15.37%)	$64,600 (-) Land $12,200 Building $52,400	$171,900 (+10.69%) Land $32,464 Building $139,436
2024	$4,997.00 Homeowner's exemption Senior Citizen's exemption	$64,600 (-) Land $12,200 Building $52,400	$155,300 (+18.66%) Land $29,329 Building $125,971
2023		$64,600 (-) Land $12,200 Building $52,400	$130,875 (+28.18%) Land $24,716 Building $106,159
2022	Homeowner's exemption Senior Citizen's exemption	$64,600 Land $12,200 Building $52,400	$102,100 Land $19,282 Building $82,818

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 School St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2026)
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 School St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY VILLAGE serves 3,900 people · EPA ID NY5203329
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30