48 School St, Johnston, RI 02919 Property Records

North Smithfield Town property record for 48 School St, Johnston, RI 02919

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,098 sqft · built 1962
Lot Size	0.196 acres (8,520 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Jul 2024)
Tax Bill	$4,887 (2026)
Deeds & Mortgages	Jul 2019 Refinance Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-3505-35`

Property Details

APN / Parcel Number

Primary APN	`2-3505-35`
Alternative APN	`JOHN M:0008 L:278`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,098 sqft Living Area
Gross Area	3,224 sqft
1st Floor Area	1,098 sqft
Basement Area	1,098 sqft
Finished Basement	1,098 sqft
Unfinished Basement	1,098 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,520 sqft (0.196 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2-3505-35
Street Address	48 SCHOOL ST
City	JOHNSTON
State	RI
Zip	02919-6719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Lot Number	278
Jurisdiction	JOHNSTON RI
Township / Civil Division	JOHNSTON
Census Block Group	1
Census Block	1009
Census Tract	12500

Owner

48 School St is owned and occupied by two individuals who acquired it in September 2024.

Source: North Smithfield Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 SCHOOL ST, JOHNSTON, RI 02919-6719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Mar 4, 2019	Warranty Deed, Transfer · Conventional with PMI QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2024 · Amount on File
Deed Sale	Jul 1, 2024 · Amount on File
Prior Sale	Mar 4, 2019 · Amount on File
Deed Book / Page	3246 / 89
Last Transfer Date	Sep 5, 2024
Transfer Doc	0003259-46
Record Updated	Oct 29, 2026

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JOHNSTON RI
Recording Date	Jul 15, 2019
Property Address	48 SCHOOL ST, JOHNSTON, RI 02919-6719
Document Number	2777-265
Book / Page	2777 / 265
Instrument Date	Jul 9, 2019
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2777-267
Date	Jul 15, 2019
Book Page	2777/267

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON RI
Recording Date	Mar 4, 2019
Property Address	48 SCHOOL ST, JOHNSTON, RI 02919-6719
Document Number	2744-286
Book / Page	002744 / 000286
Instrument Date	Mar 4, 2019
Instrument	143896
Transaction Type	Transfer
Record Updated	Mar 25, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 SCHOOL ST JOHNSTON RI 029196719, JOHNSTON, RI 02919-6719

Mortgage

Document Number	2744-289
Date	Mar 4, 2019
Book Page	002744/000289
Instrument	143897

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 48 School St was $4,887, down 3.1% from the year before.

Source: North Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Smithfield Town
Unified School District	North Smithfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,887.00 (-3.07%)	$396,000 (+22.68%) Land $95,500 Building $300,500	$401,553
2025	$5,042.00	$322,800 Land $79,100 Building $243,700
2023	$4,939.00 (-0.82%)	$322,800 (+50.63%) Land $79,100 Building $243,700
2022	$4,980.00	$214,300 Land $56,100 Building $158,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 School St in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	46 (1980–2024)
Claims Outside the SFHA	19 of 46
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 10 claims Severe Storm And Flooding, Dec 2023 · 3 claims Severe Storms And Flooding, Apr 2010 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 School St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on School St

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