48 School St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 48 School St, Gloucester, MA 01930

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,541 sqft · built 1900
Lot Size	0.07 acres (3,050 sqft)
Owner	2 Trust Names on Record
Last Sale	$18,000 (Nov 1988)
Tax Bill	$3,934 (2025)
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0025 B:0050 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0025 B:0050 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	1,541 sqft Living Area
Gross Area	2,816 sqft
1st Floor Area	777 sqft
Attic	Attic
Attic Area	637 sqft
Basement Area	637 sqft
Unfinished Basement	637 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,050 sqft (0.07 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	48 SCHOOL ST
City	GLOUCESTER
State	MA
Zip	01930-3518
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NB
Legal Block	50
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1006
Census Tract	221500

Owner

Source: Essex County and Gloucester City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	48 SCHOOL ST, GLOUCESTER, MA 01930-3518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 1988 · Amount on Record
Deed Sale	Nov 1, 1988 · Amount on Record
Last Transfer Date	Jan 29, 2025
Transfer Doc	042550-522
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,934.00 (+2.05%)	$404,700 (+2.15%) Land $123,700 Building $281,000
2024	$3,855.00 (-2.75%)	$396,200 (+5.85%) Land $117,800 Building $278,400
2023	$3,964.00	$374,300 Land $105,100 Building $269,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 896 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20