Suffolk County and Smithtown Town property record for 48 Scholar Ln, Commack, NY 11725
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2.5 ba · 3,158 sqft · built 1963 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $750,000 (May 2008) |
| Tax Bill | $20,845 (2024) |
| Deeds & Mortgages | Jul 2015 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 60.-4-17 |
| Primary APN | 473489 60.-4-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 3,158 sqft Living Area |
| 1st Floor Area | 1,329 sqft |
| 2nd Floor Area | 1,329 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 22,651 sqft (0.52 acres) |
| View / Lot | Suburban |
| Garage Type | Basement |
| Porch | Open Porch |
| Porch Area | 294 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 48 SCHOLAR LN |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-1225 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 5-213051 TC-52 *3541 SEC 9 LOT 445 BURR WINKLE |
| Legal Subdivision | MAP STRATFORD ESTATES SECTION 5 |
| Legal Block | 4 |
| Legal Lot Number | 17 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 135101 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 48 SCHOLAR LN, COMMACK, NY 11725-1225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2008 · Amount on Record |
| Deed Sale | May 27, 2008 · Amount on Record |
| Prior Sale | Jun 7, 2007 · Amount on Record |
| Deed Book / Page | 12552 / 335 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 48 SCHOLAR LN, COMMACK, NY 11725-1225 |
| Document Number | 0227830154 |
| Book / Page | 022783 / 000154 |
| Instrument Date | Jul 22, 2015 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 48 SCHOLAR LN COMMACK NY 117251225, COMMACK, NY 11725-1225 |
| Document Number | 0227830154 |
|---|---|
| Date | Jan 26, 2017 |
| Book Page | 022783/000154 |
| Name | HSBC |
|---|---|
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 456 Months |
| Due | Jan 25, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,500 (-) Land $500 Building $7,000 | $937,500 (+10,774.61%) Land $62,500 Building $875,000 | |
| 2024 | $20,845.00 | ||
| 2023 | $7,500 Land $500 Building $7,000 | $8,621 Land $575 Building $8,046 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1979–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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