48 Saddleback Dr, Sagle, ID 83860 Property Records

Bonner County property record for 48 Saddleback Dr, Sagle, ID 83860

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,182 sqft · built 2018
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,621 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2018 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`RP025090000060A`

Property Details

APN / Parcel Number

Primary APN	`RP025090000060A`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,182 sqft Finished Area
1st Floor Area	2,182 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	825 sqft
Parking Spaces	3 Parking Spaces
Gazebo	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	48 SADDLEBACK DR
City	SAGLE
State	ID
Zip	83860-7005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	26-56N-2W SADDLEBACK ESTATES LOT 6
Legal Range	02W
Legal Township	56N
Legal Section	26
Legal Subdivision	SADDLEBACK ESTATES
Legal Lot Number	6
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	2
Census Block	2000
Census Tract	950801

Owner

Source: Bonner County records · APN RP025090000060A

Assessment roll updated August 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 SADDLEBACK DR, SAGLE, ID 83860-7005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Oct 02, 2018	Deed of Trust, Mortgage · Line of Credit UNITED STATES FCU
Jul 31, 2020	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TTL KEETENAI
Jul 28, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE
Jul 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK
Sep 26, 2017	Warranty Deed, Transfer · Conventional Mortgage IDAHO CENTRAL CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2020
Deed Sale	Jul 28, 2020
Prior Sale	Jul 27, 2020 · Amount on Record
Deed Document Number	2020961737
Last Transfer Date	Jul 29, 2020
Transfer Doc	962028
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Recording Date	Jul 27, 2026
Property Address	48 SADDLEBACK DR, SAGLE, ID 83860-7005
Document Number	0001065015
Instrument Date	Jul 22, 2026
Instrument	20261065015
Transaction Type	Mortgage
Record Updated	Aug 07, 2026
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 SADDLEBACK DR, SAGLE, ID 83860-7005

Mortgage

Document Number	0001065015,
Date	Jul 27, 2026
Instrument	20261065015

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2056

Interest

Rate	6.49%
Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	48 SADDLEBACK DR, SAGLE, ID 83860-7005
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	928805
Date	Oct 02, 2018
Instrument	928805

Lender

Name	UNITED STATES FCU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 01, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Jul 31, 2020
Property Address	48 SADDLEBACK DR, SAGLE, ID 83860-7005
Document Number	962028
Map Reference	MB 8 PG 64
Instrument Date	Jul 29, 2020
Instrument	962028
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL KEETENAI

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 SADDLEBACK DR, SAGLE, ID 83860-7005

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Jul 28, 2020
Property Address	48 SADDLEBACK DR, SAGLE, ID 83860-7005
Document Number	961737
Map Reference	MB 8 PG 64
Instrument Date	Jul 27, 2020
Instrument	961737
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 SADDLEBACK DR, SAGLE, ID 83860-7005

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Jul 27, 2020
Property Address	48 SADDLEBACK DR, SAGLE, ID 83860-7005
Document Number	961725
Map Reference	MB 8 PG 64
Instrument Date	Jul 24, 2020
Instrument	961725
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	FIRST AMERICAN TITLE-SANDPOINT, FIRST AMERICAN SANDPOINT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 SADDLEBACK DR, SAGLE, ID 83860-7005

Mortgage

Document Number	961726
Date	Jul 27, 2020
Instrument	961726

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Sep 26, 2017
Property Address	48 SADDLEBACK DR, SAGLE, ID 83860-7005
Document Number	911925
Map Reference	MB8 PG64 DOC712038
Instrument Date	Aug 21, 2017
Instrument	911925
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1719 NORTHSHORE DR, SANDPOINT, ID 83864-2715

Mortgage

Document Number	911926
Date	Sep 26, 2017
Instrument	911926

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Jul 01, 2048

Tax Assessment & Valuation

Source: Bonner County records · Assessment roll updated August 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$799,464 (+4.24%)	$799,464 (+4.24%)
2025	$2,621.00 (-0.46%) Homeowner's exemption	$766,914 (-2.53%) Land $283,817 Building $483,097	$766,914 (-2.53%) Land $283,817 Building $483,097
2023	$2,633.00 Homeowner's exemption	$786,852 Land $311,020 Building $475,832	$786,852 Land $311,020 Building $475,832

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bonner County (16017C), as of May 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Idaho
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mann Holdings Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10

Based on FCC filings for 18 locations within half a mile of this property.

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