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48 Sabal Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 48 Sabal Dr, Punta Gorda, FL 33950

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,044 sqft · built 1973
Lot Size0.22 acres (9,600 sqft)
OwnerIndividual Name on File
Last Sale$642,000 (Oct 2021)
Tax Bill$8,282 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN412211328001

Property Details

APN / Parcel Number

Primary APN412211328001
Alternative APNs
  • 00930430000004
  • 10004690311

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,044 sqft Living Area
Gross Area3,427 sqft
1st Floor Area2,044 sqft
Utility Area81 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialTile
Lot Area9,600 sqft (0.22 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area600 sqft
DrivewayDriveway
Driveway Area1,020 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area450 sqft
PorchEnclosed Porch
Porch Area783 sqft
Loading Dock105 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00930430000004
Street Address48 SABAL DR
CityPUNTA GORDA
StateFL
Zip33950-5048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGS-3.5
Legal DescriptionPUNTA GORDA ISLES SEC4 BLK12 LT14 585/858 863/218 1348/582 1607/1758 VAR1617/993 DC3787/99-MMS 3814/2048 PR16-252-BWS 4863/713
Legal Range22E
Legal Township41S
Legal Section11
Legal SubdivisionPUNTA GORDA ISLES
Legal TractPGI
Legal Block12
Legal Lot Number14
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2001
Census Tract10401

Owner

48 Sabal Dr is owned by an individual who bought it in October 2021.

Source: Charlotte County records, as of January 16, 2026

Owner of RecordIndividual Name on File
Mailing Address716 TREYS DR, WINCHESTER, VA 22601-3200
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2021 · Amount on File
Deed SaleOct 25, 2021 · Amount on File
Prior SaleApr 24, 1998 · Amount on File
Deed Document Number20213013351
Deed Book / Page4863 / 713
Prior Transfer DateOct 22, 2021
Prior Transfer Doc0003013348
Record UpdatedSep 20, 2026

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionCHARLOTTE FL
Recording DateOct 25, 2021
Property Address48 SABAL DR, PUNTA GORDA, FL 33950-5048
Document Number0048630713
Book / Page4863 / 713
Map ReferenceMB 5 PG 45
Instrument DateOct 22, 2021
Instrument3013351
Transaction TypeTransfer
Record UpdatedNov 17, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,494.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2314 VIA VENETO DR, 2314, PUNTA GORDA, FL 33950-6334

Transferred To (Grantee/Buyer)

NameVerified Name
Address716 TREYS DR, WINCHESTER, VA 22601-3200

Mortgage

Document Number4863714
DateOct 25, 2021
Instrument4863/714
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 48 Sabal Dr was $8,282, down 27.8% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,282.00 (-27.76%)$498,375 Land $372,300 Building $126,075$498,375 Land $372,300 Building $126,075
2024$11,465.00 (-0.52%)
2023$11,525.00 (+3.19%)$655,936 (+1%)$687,672 (+15.32%) Land $438,000 Building $249,672
2022$11,169.00$596,305 Land $310,250 Building $286,055$596,305 Land $310,250 Building $286,055

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Sabal Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 436 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,147 units insured
incl. 711 condo units
Nearby Flood Claims242 (1982–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 140 claims
  • Hurricane Helene, Sep 2024 · 43 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 48 Sabal Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Blue Stream.

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