48 S State St, Ripley, NY 14775 Property Records

Chautauqua County and Ripley Town property record for 48 S State St, Ripley, NY 14775

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 952 sqft · built 1952
Lot Size	0.291 acres (12,705 sqft)
Owner	Individual Name on File
Last Sale	$59,900 (Feb 2023)
Tax Bill	$1,862 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
APN	`066200 241.13-1-30`

Property Details

APN / Parcel Number

Primary APN	`066200 241.13-1-30`
Alternative APNs	`62002410130001030000` `62100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Stone
Lot Area	12,705 sqft (0.291 acres)
Lot Dimensions	165 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	345 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Canopy	174 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	62100
Street Address	48 S STATE ST
City	RIPLEY
State	NY
Zip	14775-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	OLD APN: 066200 33-8-18
Legal Block	1
Legal Lot Number	30.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	RIPLEY
Census Block Group	1
Census Block	1009
Census Tract	36600

Owner

48 S State St is owned and occupied by an individual who bought it in February 2023.

Source: Chautauqua County and Ripley Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	48 S STATE ST, RIPLEY, NY 14775-9703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2023 · Amount on File
Deed Sale	Feb 22, 2023 · Amount on File
Deed Document Number	20231866
Record Updated	Oct 29, 2026

February 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Feb 22, 2023
Property Address	48 S STATE ST, RIPLEY, NY 14775-9703
Document Number	DE2023001866
Instrument Date	Feb 21, 2023
Instrument	DE2023001866
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 E DIVISION ST # D, D, NORTH EAST, PA 16428-1359

Mortgage

Document Number	MT2023001420
Date	Feb 22, 2023
Instrument	MT2023001420

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 48 S State St was $1,862 with a homeowner's exemption, up 0.2% from the year before.

Source: Chautauqua County and Ripley Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Ripley Town
Unified School District	Ripley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,862.00 (+0.16%) Homeowner's exemption
2025	$1,859.00	$53,000 Land $7,800 Building $45,200	$57,600 Land $8,477 Building $49,123
2023		$53,000 (+25.3%) Land $7,800 Building $45,200	$53,000 (+14.02%) Land $7,800 Building $45,200
2022	Homeowner's exemption	$42,300 Land $7,700 Building $34,600	$46,484 Land $8,462 Building $38,022

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 48 S State St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 S State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPLEY WATER DISTRICT serves 1,600 people · EPA ID NY0600372
Water Source	Surface water
Last State Inspection	May 2024
Lead	7 ppb (2024) action level 15 ppb
Copper	2.09 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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