Stephens County property record for 48 S Oak St, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,334 sqft · built 1982 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $23,000 (Nov 2013) |
| Tax Bill | $1,077 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | T11 157 |
| Primary APN | T11 157 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,334 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Terrain | Gentle Slope |
| Porch | Slab |
| Porch Area | 106 sqft |
| Patio Area | 472 sqft |
| Cooling System | None |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 585850 |
|---|---|
| Street Address | 48 S OAK ST |
| City | TOCCOA |
| State | GA |
| Zip | 30577-3359 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-II |
| Legal Description | PT LOT 1 BLK 7 MORENO S/D |
| Legal Subdivision | MORENO |
| Legal Block | 7 |
| Legal Lot Number | 1 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 970301 |
Source: Stephens County assessment roll, as of March 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 77 PLACE FONTAINE, LITHONIA, GA 30038-1215 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 23, 2013 · Amount on Record |
| Deed Sale | Nov 23, 2013 · Amount on Record |
| Prior Sale | Jul 5, 2011 · Amount on Record |
| Deed Document Number | 20131085 |
| Deed Book / Page | 1028 / 294 |
| Transfer Doc | 0009610309 |
| Record Updated | Jun 8, 2026 |
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,077.00 (+144.77%) | $30,890 (+67.17%) Land $1,746 Building $29,144 | $77,226 (+67.18%) Land $4,365 Building $72,861 |
| 2023 | $440.00 (-28.46%) Homeowner's exemption | $18,478 (+6.23%) Land $1,746 Building $16,732 | $46,194 (+6.23%) Land $4,365 Building $41,829 |
| 2022 | $615.00 Homeowner's exemption | $17,394 Land $1,746 Building $15,648 | $43,484 Land $4,365 Building $39,119 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Uniti Group.
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