48 S Crest Rd, Chattanooga, TN 37404 Property Records

Hamilton County property record for 48 S Crest Rd, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,607 sqft · built 1940
Lot Size	0.655 acres (28,560 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Nov 2002)
Tax Bill	$1,217 (2025)
Deeds & Mortgages	Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`146M E 013`

Property Details

APN / Parcel Number

Primary APN	`146M E 013`
Alternative APN	`0000076258`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	3,607 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1980
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	28,560 sqft (0.655 acres)
Lot Dimensions	340 ft deep x 84 ft wide
Garage Type	Carport
Garage Area	320 sqft
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000076258
Street Address	48 S CREST RD
City	CHATTANOOGA
State	TN
Zip	37404-4005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PT LT J G M SHERWOOD HOME PLACE N/R
Legal Subdivision	SHERWOOD G M
Legal Lot Number	J G
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	3
Census Block	3016
Census Tract	2800

Owner

48 S Crest Rd is owned and occupied by an individual who acquired it in February 2020.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	48 S CREST RD, CHATTANOOGA, TN 37404-4005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2002 · Amount on File
Deed Sale	Nov 19, 2002 · Amount on File
Prior Sale	Nov 19, 2002 · Amount on File
Deed Document Number	644626
Deed Book / Page	6446 / 26
Last Transfer Date	Feb 12, 2020
Transfer Doc	0212000235
Record Updated	Jun 8, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 12, 2020
Property Address	48 S CREST RD, CHATTANOOGA, TN 37404-4005
Document Number	0212000235
Book / Page	011907 / 000012
Instrument Date	Jan 27, 2020
Instrument	200212000235
Transaction Type	Transfer
Record Updated	Mar 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	48 S CREST RD CHATTANOOGA TN 374044005, CHATTANOOGA, TN 37404-4005

Tax Assessment & Valuation

The 2025 property tax bill for 48 S Crest Rd was $1,217, down 27.7% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,217.00 (-27.69%)	$80,350 (+6.78%)	$321,400 (+6.78%) Land $125,000 Building $196,400
2024	$1,683.00	$75,250 (-)	$301,000 (-) Land $125,000 Building $176,000
2023	$1,683.00	$75,250 (-)	$301,000 (-) Land $125,000 Building $176,000
2022	$1,683.00	$75,250	$301,000 Land $125,000 Building $176,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 48 S Crest Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 S Crest Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20