Barnstable County and Harwich Town property record for 48 Ryder Rd, Harwich, MA 02645
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,728 sqft · built 1980 |
| Lot Size | 0.357 acres (15,568 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Dec 2019) |
| Tax Bill | $2,452 (2025) |
| Deeds & Mortgages | Dec 2023 Refinance Sep 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HARW M:56 P:B3-32 |
| Primary APN | HARW M:56 P:B3-32 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| Gross Area | 1,968 sqft |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,568 sqft (0.357 acres) |
| Deck Area | Deck Area |
| Heating Fuel | Electric |
|---|
| Account Number | 5059 |
|---|---|
| Street Address | 48 RYDER RD |
| City | HARWICH |
| State | MA |
| Zip | 02645-2301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Jurisdiction | HARWICH MA |
| Township / Civil Division | HARWICH |
| Census Block Group | 4 |
| Census Block | 4040 |
| Census Tract | 11002 |
Source: Barnstable County and Harwich Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 RYDER RD, HARWICH, MA 02645-2301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK |
| Sep 17, 2020 | Quit Claim Deed, Transfer · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Dec 10, 2019 | Quit Claim Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 31, 2018 | Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2019 · Amount on Record |
| Deed Sale | Dec 10, 2019 · Amount on Record |
| Prior Sale | Oct 31, 2018 · Amount on Record |
| Deed Document Number | 201962549 |
| Deed Book / Page | 32532 / 230 |
| Last Transfer Date | Aug 26, 2020 |
| Transfer Doc | 033266-274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARWICH MA |
| Property Address | 48 RYDER RD, HARWICH, MA 02645-2301 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 036113-331 |
|---|---|
| Date | Dec 1, 2023 |
| Book Page | 36113/331 |
| Instrument | 48420 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARWICH MA |
| Recording Date | Sep 17, 2020 |
| Property Address | 48 RYDER RD, HARWICH, MA 02645-2301 |
| Document Number | 33266-274 |
| Book / Page | 33266 / 274 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 49104 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 48 RYDER RD, HARWICH, MA 02645-2301 |
| Document Number | 033266-276 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 33266/276 |
| Instrument | 49105 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARWICH MA |
| Recording Date | Dec 10, 2019 |
| Property Address | 48 RYDER RD, HARWICH, MA 02645-2301 |
| Document Number | 32532-230 |
| Book / Page | 32532 / 230 |
| Instrument Date | Oct 10, 2019 |
| Instrument | 62549 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 393 MAIN ST, S DENNIS, FL |
| Document Number | 62550 |
|---|---|
| Date | Dec 10, 2019 |
| Instrument | 62550 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | HARWICH MA |
| Recording Date | Oct 31, 2018 |
| Property Address | 48 RYDER RD, HARWICH, MA 02645-2301 |
| Document Number | 31634-260 |
| Book / Page | 031634 / 000260 |
| Instrument Date | Oct 11, 2018 |
| Instrument | 54345 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 22, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,473.85 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 500 DELAWARE AVE WILMINGTON DE 198011490, WILMINGTON, DE 19801-1490 |
| Investor | Possibly a Property Investor |
Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Harwich Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,452.00 (+2.98%) | $414,900 (+5.09%) Land $154,800 Building $260,100 | $553,850 |
| 2024 | $2,381.00 (+4.2%) | $394,800 (+14.7%) Land $146,100 Building $248,700 | |
| 2023 | $2,285.00 (+8.71%) | $344,200 (+32.79%) Land $132,800 Building $211,400 | |
| 2022 | $2,102.00 | $259,200 Land $115,500 Building $143,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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