48 Rose Dr, Mahopac, NY 10541 Property Records

Putnam County and Carmel Town property record for 48 Rose Dr, Mahopac, NY 10541

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,076 sqft · built 1950
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Sep 2019)
Tax Bill	$16,554 (2024)
Deeds & Mortgages	Apr 2019 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372000 86.9-1-38`

Property Details

APN / Parcel Number

Primary APN	`372000 86.9-1-38`
Alternative APNs	`200008600900010380000000` `349200`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,076 sqft Living Area
1st Floor Area	1,192 sqft
2nd Floor Area	884 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
View / Lot	Waterfront
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	423 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	349200
Street Address	48 ROSE DR
City	MAHOPAC
State	NY
Zip	10541-2830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	MAP 1 OF BONIVILLE
Legal Block	1
Legal Lot Number	38.00
Jurisdiction	PUTNAM NY
Township / Civil Division	CARMEL
Census Block Group	1
Census Block	1017
Census Tract	11202

Owner

48 Rose Dr is owned and occupied by two individuals who bought it in September 2019.

Source: Putnam County and Carmel Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 ROSE DR, MAHOPAC, NY 10541-2830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BANK NA
Sep 18, 2019	Grant Deed, Transfer · Conventional Mortgage PAPA JANET A LIVING TRU (LT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2019 · Amount on File
Deed Sale	Sep 18, 2019 · Amount on File
Prior Sale	Sep 22, 2006 · Amount on File
Deed Document Number	2019135022019
Deed Book / Page	2129 / 26
Prior Transfer Date	Jul 14, 2004
Prior Transfer Doc	0016750292
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	48 ROSE DR, MAHOPAC, NY 10541-2830
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RES TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069040131
Date	Apr 4, 2019
Book Page	6904/131
Instrument	1600933

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2034

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PUTNAM NY
Recording Date	Sep 18, 2019
Property Address	48 ROSE DR, MAHOPAC, NY 10541-2830
Document Number	0021290026
Book / Page	002129 / 000026
Instrument Date	Aug 13, 2019
Instrument	13502
Transaction Type	Transfer
Record Updated	Oct 7, 2019
Title Company	KENNETH PREGNO AGENCY LIMITED, KENNETH PREGNO AGCY LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,880.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	132 PANORAMA DR MOHEGAN LAKE NY 105471253, MOHEGAN LAKE, NY 10547-1253

Mortgage

Document Number	69660281
Date	Sep 18, 2019
Book Page	006966/000281
Instrument	13503

Lender

Name	PAPA JANET A LIVING TRU (LT)
Address	11 YESTERDAY DR, COLD SPRING, NY 10516-3887

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	3%

Tax Assessment & Valuation

Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Carmel Town
Unified School District	Lakeland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$659,800 (+7.01%) Land $90,100 Building $569,700	$659,800 (+7.01%) Land $90,100 Building $569,700
2024	$16,554.00	$616,600 (+5.01%) Land $90,100 Building $526,500	$616,600 (+5.01%) Land $90,100 Building $526,500
2023		$587,200 (+11%) Land $81,900 Building $505,300	$587,200 (+11%) Land $81,900 Building $505,300
2022		$529,000 Land $81,900 Building $447,100	$529,000 Land $81,900 Building $447,100
2020	$4,454.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Rose Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Rose Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILLSDALE ESTATE private · serves 270 people · EPA ID NY3905712
Water Source	Groundwater
Last State Inspection	Mar 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rose Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures