Middlesex County and Lowell City property record for 48 Roper St, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,187 sqft · built 1913 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $217,949 (Jan 2020) |
| Tax Bill | $4,318 (2026) |
| Deeds & Mortgages | Oct 2021 Refinance Jan 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L13150 |
| Primary APN | L13150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,187 sqft Living Area |
| Gross Area | 2,264 sqft |
| 1st Floor Area | 777 sqft |
| Basement Area | 723 sqft |
| Unfinished Basement | 723 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | L13150 |
|---|---|
| Street Address | 48 ROPER ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-4823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TSF |
| Legal Block | 5065 |
| Legal Lot Number | 48 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 312300 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 48 ROPER ST, LOWELL, MA 01852-4823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOWELL FIVE CENTS SAVINGS BANK |
| Jan 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC |
| Jan 20, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jan 10, 2020 | Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2020 · Amount on Record |
| Deed Sale | Jan 10, 2020 · Amount on Record |
| Prior Sale | Nov 16, 2006 · Amount on Record |
| Deed Document Number | 20201360 |
| Deed Book / Page | 33738 / 140 |
| Last Transfer Date | Jan 14, 2021 |
| Transfer Doc | 35213-231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 48 ROPER ST, LOWELL, MA 01852-4823 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 036407-113 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 36407/113 |
| Instrument | 61530 |
| Name | LOWELL FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 48 ROPER ST, LOWELL, MA 01852-4823 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 035213-234 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 35213/234 |
| Instrument | 3515 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jan 20, 2021 |
| Property Address | 48 ROPER ST, LOWELL, MA 01852-4823 |
| Document Number | 035213-231 |
| Book / Page | 35213 / 231 |
| Instrument Date | Jan 14, 2021 |
| Instrument | 3514 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 ROPER ST, LOWELL, MA 01852-4823 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jan 10, 2020 |
| Property Address | 48 ROPER ST, LOWELL, MA 01852-4823 |
| Document Number | 33738-140 |
| Book / Page | 33738 / 140 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 1360 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 48 ROPER ST, LOWELL, MA 01852-4823 |
| Document Number | 1361 |
|---|---|
| Date | Jan 10, 2020 |
| Instrument | 1361 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,318.00 (+7.6%) | $380,400 (+8.81%) Land $155,300 Building $225,100 | $439,023 (+21.39%) |
| 2025 | $4,013.00 (+2.61%) | $349,600 (+6.46%) Land $141,000 Building $208,600 | $361,665 (+15.75%) |
| 2024 | $3,911.00 (+6.57%) | $328,400 (+11.13%) Land $131,800 Building $196,600 | $312,455 |
| 2023 | $3,670.00 | $295,500 Land $114,600 Building $180,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2006–2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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