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48 Romain Ave, Pompton Lakes, NJ 07442 Property Records

Passaic County and Pompton Lakes Borough property record for 48 Romain Ave, Pompton Lakes, NJ 07442

Property Summary

Property TypeSingle Family Home
Details1,448 sqft · built 1941
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$550,000 (Mar 2025)
Tax Bill$10,509 (2022)
Deeds & MortgagesJan 2023 Second Mortgage
Oct 2021 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN09-03201-0000-00019

Property Details

APN / Parcel Number

Primary APN09-03201-0000-00019
Alternative APN
  • 090320100019

Interior

Stories2 Stories
Building Area1,448 sqft Living Area

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Construction TypeFrame
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions88 ft deep x 134 ft wide

Location & Zoning

Street Address48 ROMAIN AVE
CityPOMPTON LAKES
StateNJ
Zip07442-1202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionADDITIONAL LOTS: 20
Legal SubdivisionANNIE B MOFFETT
Legal Block3201
Legal Lot Number19
JurisdictionPASSAIC NJ
Township / Civil DivisionPOMPTON LAKES
Census Block Group1
Census Block1001
Census Tract196404

Owner

48 Romain Ave is owned and occupied by two individuals who bought it in March 2025.

Source: Passaic County and Pompton Lakes Borough records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address48 ROMAIN AVE, POMPTON LAKES, NJ 07442-1202
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Oct 26, 2021Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Apr 23, 2020Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Apr 22, 2019Deed of Trust, Mortgage · Line of Credit
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 20, 2025 · Amount on File
Deed SaleMar 20, 2025 · Amount on File
Prior SaleSep 29, 2015 · Amount on File
Deed Document Number202510037
Deed Book / Page4870 / 133
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address48 ROMAIN AVE, POMPTON LAKES, NJ 07442-1202
Transaction TypeMortgage
Record UpdatedFeb 3, 2023
Title CompanyAMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001340
DateJan 12, 2023
Book PageM18333/210
Instrument2023001340
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueFeb 1, 2043

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address48 ROMAIN AVE, POMPTON LAKES, NJ 07442-1202
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000067318
DateOct 26, 2021
Book PageM17543/247
Instrument2021067318
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount on Record
Term354 Months
DueApr 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address48 ROMAIN AVE, POMPTON LAKES, NJ 07442-1202
Document Number0000019766
Instrument DateApr 23, 2020
Transaction TypeMortgage
Record UpdatedJul 23, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 ROMAIN AVE POMPTON LAKES NJ 074421202, POMPTON LAKES, NJ 07442-1202

Mortgage

Document Number0000019766
DateApr 30, 2020
Book Page016134/000033
Instrument19766
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 29, 2050

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address48 ROMAIN AVE, POMPTON LAKES, NJ 07442-1202
Document Number0000022086
Instrument DateApr 22, 2019
Transaction TypeMortgage
Record UpdatedJun 7, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 ROMAIN AVE POMPTON LAKES NJ 074421202, POMPTON LAKES, NJ 07442-1202

Mortgage

Document Number0000022086
DateMay 22, 2019
Book Page015527/000269
Instrument22086
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueMay 21, 2059
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Passaic County and Pompton Lakes Borough assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityPompton Lakes Borough
Unified School DistrictPompton Lakes Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$282,700 (-) Land $118,800 Building $163,900$282,700 (-) Land $118,800 Building $163,900
2025$282,700 Land $118,800 Building $163,900$282,700 Land $118,800 Building $163,900
2023$282,700 Land $118,800 Building $163,900$282,700 Land $118,800 Building $163,900
2022$10,509.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Romain Ave in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Romain Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOMPTON LAKES MUA
serves 11,435 people · EPA ID NJ1609001
Water SourceGroundwater
Last State InspectionSep 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting27
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

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