48 Rocky Cir, Hardwick, VT 05843 Property Records

Hardwick Town property record for 48 Rocky Cir, Hardwick, VT 05843

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,784 sqft · built 2011
Lot Size2.54 acres (110,642 sqft)
Owner2 Individual Names on File
Last Sale$70,000 (Jul 2002)
Tax Bill$4,365 (2025)
APN282-089-11409

Property Details

APN / Parcel Number

Primary APN282-089-11409
Alternative APNs
  • (089) 24065.00000
  • M:24065 B:00000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,784 sqft Living Area
Gross Area3,064 sqft
Basement Area952 sqft
Unfinished Basement952 sqft
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area110,642 sqft (2.54 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemRadiant
Heating FuelGas

Location & Zoning

Street Address48 ROCKY CIR
CityHARDWICK
StateVT
Zip05843-6703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE/LAND/GARAGE
JurisdictionHARDWICK VT
Township / Civil DivisionHARDWICK
Census Block Group2
Census Block2032
Census Tract957700

Owner

48 Rocky Cir is owned and occupied by two individuals who bought it in July 2002.

Source: Hardwick Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 1196, HARDWICK, VT 05843-1196
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2002 · Amount on File
Deed SaleJul 8, 2002 · Amount on File
Deed Document Number2002817899
Deed Book / Page111 / 494
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 48 Rocky Cir was $4,365 with a homeowner's exemption, down 31.3% from the year before.

Source: Hardwick Town assessment roll, as of June 1, 2026

Property Jurisdictions

TypeName
StateVermont
CountyCaledonia County
County SubdivisionHardwick Town
Elementary School DistrictMountain View Union Elementary School District (PK - 06)
Secondary School DistrictHazen UHSD 26 (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,365.00 (-31.32%)$350,200 Land $66,800 Building $283,400
2024$6,356.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 48 Rocky Cir; there have been 55 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims55 (1979–2024)
Most Recent ClaimJul 2024 · Severe Storm, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2023 · 9 claims
  • Tropical Storm Irene, Aug 2011 · 5 claims
  • Excessive Rainfall, Flooding, Aug 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Rocky Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARDWICK TOWN WATER SYSTEM
serves 1,900 people · EPA ID VT0005039
Water SourceGroundwater
Last State InspectionMay 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: NEK Broadband, Verizon.

Nearby Properties on Rocky Cir

Nearby Streets

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