Kendall County property record for 48 Robert Rd, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,798 sqft · built 2016 |
| Lot Size | 0.301 acres (13,111 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $339,000 (Sep 2016) |
| Tax Bill | $12,172 (2024) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-329-003 |
| Primary APN | 03-16-329-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,798 sqft Living Area |
| Gross Area | 4,849 sqft |
| 1st Floor Area | 2,798 sqft |
| Basement Area | 1,232 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Bi-Level |
| Exterior Material | Stone |
| Roof Material | Asphalt |
| Lot Area | 13,111 sqft (0.301 acres) |
| Lot Dimensions | 133 ft deep x 79 ft wide |
| Garage Type | Attached |
| Garage Area | 819 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 48 ROBERT RD |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-8133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 29 SUMMER GATE AT SOUTHBURY VILLAGE OF OSWEGO |
| Legal Subdivision | SUMMER GATE AT SOUTHBURY |
| Legal Lot Number | 29 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 890107 |
Source: Kendall County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 ROBERT RD, OSWEGO, IL 60543-8133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · Line of Credit KEYSAVINGS BANK |
| Jun 15, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2016 · Amount on Record |
| Deed Sale | Sep 9, 2016 · Amount on Record |
| Prior Sale | Nov 13, 2015 · Amount on Record |
| Deed Document Number | 201614084 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jul 29, 2026 |
| Property Address | 48 ROBERT RD, OSWEGO, IL 60543-8133 |
| Document Number | 0000011036 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202611036 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | PROPER TITLE LLC, PROPER TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 48 ROBERT RD, OSWEGO, IL 60543-8133 |
| Document Number | 0000011036, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 202611036 |
| Name | KEYSAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 25, 2036 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jun 15, 2026 |
| Property Address | 48 ROBERT RD, OSWEGO, IL 60543-8133 |
| Document Number | 0000008496 |
| Instrument Date | May 28, 2026 |
| Instrument | 20268496 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | PROPERTY TITLE, PROPER TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 48 ROBERT RD, OSWEGO, IL 60543-8133 |
| Document Number | 0000008496, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 20268496 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $165,127 (+28.08%) Land $31,474 Building $133,653 | $495,381 (+28.08%) Land $94,422 Building $400,959 | |
| 2024 | $12,172.00 | ||
| 2022 | $128,926 Land $24,574 Building $104,352 | $386,778 Land $73,722 Building $313,056 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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