48 River Rd, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 48 River Rd, Smithtown, NY 11787 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2001
Square Footage2,470 sqft Living Area
Lot Size31,799 sqft (0.73 acres)
OccupancyOwner Occupied
Last Sale$699,000 (2021)
Tax Bill$18,503.00 (2024)

Property Details

APN / Parcel Number

Primary APN473489 78.-2-21
Alternative APNs
  • 0800-078.00-02.00-021.000
  • 348907800000020210000000
  • 47340018974

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,470 sqft Living Area
Gross Area3,525 sqft Gross Area
1st Floor1,263 sqft 1st Floor
2nd Floor1,207 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area31,799 sqft (0.73 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area897 sqft Garage

Exterior Amenities

Pool Area800 sqft Pool
PorchCovered Porch
Porch Area316 sqft Porch
ViewSuburban View

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceCommercial Water Source

Location & Zoning

Street Address48 RIVER RD
CitySMITHTOWN
StateNY
Zip11787-1817
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description1-27028 TC-70 LAWRENCE NISSQ RD MASONIC HALL PEGETTE RL
Legal Block2
Legal Lot Number21
JurisdictionSUFFOLK NY
Minor Civil DivisionSMITHTOWN
Census Blockgroup2
Census Block2015
Census Tract134908

Owner

Source: Suffolk County and Smithtown Town records · APN 473489 78.-2-21

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address48 RIVER RD, SMITHTOWN, NY 11787-1817
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2021Deed, Transfer · Stand Alone First Mortgage
FREEDOM MORTGAGE CORP
Nov 16, 2017Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 27, 2021 · Amount on Record
Deed SaleJul 27, 2021 · Amount on Record
Prior SaleNov 16, 2017 · Amount on Record
Deed Book / Page13113 / 717
Prior Transfer DateOct 17, 2017
Prior Transfer Doc0228740069
Record RefreshedSep 20, 2026

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateJul 27, 2021
Property Address48 RIVER RD, SMITHTOWN, NY 11787-1817
Document Number0131130717
Book / Page13113 / 717
Instrument DateJun 23, 2021
Transaction TypeTransfer
Record UpdatedMar 17, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address93 CEDAR AVE, PATCHOGUE, NY 11772-3537

Mortgage

Document Number0233050584
DateJul 27, 2021
Book Page23305/584
InstrumentDM025848
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

November 2017: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateNov 16, 2017
Property Address48 RIVER RD, SMITHTOWN, NY 11787-1817
Document Number0129380184
Book / Page12938 / 184
Instrument DateOct 17, 2017
Instrument0017-0203596
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 NISSEQUOGUE RD, SMITHTOWN, NY 11787

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,198 (-) Land $730 Building $6,468$899,750 (+10,775.74%) Land $91,250 Building $808,500
2024$18,503.00
2023$7,198 Land $730 Building $6,468$8,273 Land $839 Building $7,434

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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