San Joaquin County property record for 48 River Pointe Cir, Lodi, CA 95240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,725 sqft · built 1999 |
| Lot Size | 0.267 acres (11,660 sqft) |
| Owner | Trust Name on File |
| Last Sale | $315,000 (Jan 1999) |
| Tax Bill | $5,207 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Feb 2020 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 041-490-160-000 |
| Primary APN | 041-490-160-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,725 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 11,660 sqft (0.267 acres) |
| Garage Type | Mixed |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 48 RIVER POINTE CIR |
|---|---|
| City | LODI |
| State | CA |
| Zip | 95240-0566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 97-FM PT OF 041-250-10 PER RIVER POINTE |
| Legal Subdivision | RIVER POINTE |
| Legal Lot Number | 16 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 4202 |
Source: San Joaquin County records · APN 041-490-160-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 48 RIVER POINTE CIR, LODI, CA 95240-0566 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Feb 03, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 22, 1999 · Amount on Record |
| Deed Sale | Jan 22, 1999 · Amount on Record |
| Prior Sale | Jan 22, 1999 · Amount on Record |
| Deed Document Number | 0000008734 |
| Deed Book / Page | 041 |
| Last Transfer Date | Feb 03, 2020 |
| Transfer Doc | 0000014195 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 48 RIVER POINTE CIR, LODI, CA 95240-0566 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 48 RIVER POINTE CIR, LODI, CA 95240-0566 |
| Document Number | 0000183532 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 2020-183532 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 03, 2020 |
| Property Address | 48 RIVER POINTE CIR, LODI, CA 95240-0566 |
| Document Number | 0000014195 |
| Instrument Date | Jan 22, 2020 |
| Instrument | 14195 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 48 RIVER POINTE CIR LODI CA 952400566, LODI, CA 95240-0566 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,207.00 (+4.35%) Homeowner's exemption | $485,964 (+4.04%) Land $125,409 Building $360,555 |
| 2023 | $4,990.00 (+2.3%) Homeowner's exemption | $467,095 Land $120,540 Building $346,555 |
| 2022 | $4,878.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 individual policies |
| Nearby Flood Policies | 57 units insured incl. 20 condo units |
| Nearby Flood Claims | 10 (1983–2006) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Apr 2006 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet.
Based on FCC filings for 542 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LODI serves 67,093 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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