48 River Dr, Toms River, NJ 08753 Property Records

Ocean County and Toms River Township property record for 48 River Dr, Toms River, NJ 08753

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 608 sqft · built 1951
Lot Size0.092 acres (3,999 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Mar 2024)
Tax Bill$4,142 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-00706-07-00045

Property Details

APN / Parcel Number

Primary APN08-00706-07-00045
Alternative APN
  • 0800706000700045

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area608 sqft Living Area
1st Floor Area608 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area3,999 sqft (0.092 acres)
Lot Dimensions100 ft deep x 40 ft wide
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address48 RIVER DR
CityTOMS RIVER
StateNJ
Zip08753-7029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR50
Legal Description40X100 46
Legal SubdivisionISLAND BEACH REV PLAN
Legal Block706.7
Legal Lot Number45
JurisdictionOCEAN NJ
Township / Civil DivisionTOMS RIVER
Census Block Group2
Census Block2006
Census Tract723600

Owner

Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address48 RIVER DR, TOMS RIVER, NJ 08753-7029
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 18, 2024 · Amount on Record
Deed SaleMar 18, 2024 · Amount on Record
Prior SaleJun 16, 2006 · Amount on Record
Deed Document Number202419594
Deed Book / Page19632 / 960
Record UpdatedSep 20, 2026

March 2024: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateMar 18, 2024
Property Address48 RIVER DR, TOMS RIVER, NJ 08753-7029
Document Number0196320960
Book / Page19632 / 960
Instrument DateFeb 23, 2024
Instrument2024019594
Transaction TypeTransfer
Record UpdatedMar 28, 2024
Title CompanyNEW HORIZON ABSTRACT INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,130.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address510 WILLOW AVE, ROSELLE PARK, NJ 07204-1529

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 RIVER DR, TOMS RIVER, NJ 08753-7029

Mortgage

Document Number2024019595
DateMar 18, 2024
Instrument2024019595
Lender
NameM & T BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2054

Mortgage

Document Number0196320984
DateMar 18, 2024
Book Page19632/984
Instrument2024019596
Lender
NameCOMMUNITY LOAN FUNDING OF NEW JERSEY
TypeMortgage Company
AddressNEW BRUNSWICK, NJ 08901
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionToms River Township
Unified School DistrictToms River Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$212,000 (-) Land $104,000 Building $108,000$212,000 (-) Land $104,000 Building $108,000
2025$4,142.00 (+7.31%)$212,000 (-) Land $104,000 Building $108,000$212,000 (-) Land $104,000 Building $108,000
2024$3,860.00 (+9.1%)
2023$212,000 Land $104,000 Building $108,000$212,000 Land $104,000 Building $108,000
2022$3,538.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 48 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies48 in force
Nearby Flood Claims63 (1978–2022)
Claims Outside the SFHA11 of 63
Most Recent ClaimFeb 2022 · other causes
Claims by Event
  • Hurricane Sandy, Oct 2012 · 47 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY TOMS RIVER
private · serves 123,184 people · EPA ID NJ1507005
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Nearby Properties on River Dr

Nearby Streets

Search Property Records by Address or Parcel Number