48 River Dr, Hadley, MA 01035 Property Records

Hampshire County and Hadley Town property record for 48 River Dr, Hadley, MA 01035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,764 sqft · built 1984
Lot Size	0.542 acres (23,611 sqft)
Owner	Trust Name on Record
Last Sale	$140,000 (Nov 1998)
Tax Bill	$4,852 (2025)
Deeds & Mortgages	Aug 2023 Transfer Jul 2023 Line of Credit + 4 more
APN	`HADL M:0005G B:0001 L:0002`

Property Details

APN / Parcel Number

Primary APN	`HADL M:0005G B:0001 L:0002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,764 sqft Living Area
Gross Area	3,790 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,611 sqft (0.542 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	48 RIVER DR
City	HADLEY
State	MA
Zip	01035-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LB
Legal Block	1
Legal Lot Number	2
Jurisdiction	HADLEY MA
Township / Civil Division	HADLEY
Census Block Group	1
Census Block	1000
Census Tract	821400

Owner

Source: Hampshire County and Hadley Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	48 RIVER DR, HADLEY, MA 01035-9706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 6, 2023	Deed of Trust, Mortgage · Line of Credit GREENFIELD SAVINGS BANK
Jun 16, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 28, 2018	Deed of Trust, Mortgage · ARM EASTHAMPTON SAVINGS BANK
Jul 13, 2018	Grant Deed, Transfer
Nov 20, 2017	Personal Representative Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 1998 · Amount on Record
Deed Sale	Nov 3, 1998 · Amount on Record
Prior Sale	Aug 25, 1989 · Amount on Record
Deed Book / Page	5524 / 211
Last Transfer Date	Aug 1, 2023
Transfer Doc	014928-188
Record Updated	Sep 20, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HADLEY MA
Recording Date	Aug 7, 2023
Property Address	48 RIVER DR, HADLEY, MA 01035-9706
Document Number	014928-188
Book / Page	14928 / 188
Instrument Date	Aug 1, 2023
Instrument	11914
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 RIVER DR, HADLEY, MA 01035-9706

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADLEY MA
Property Address	48 RIVER DR, HADLEY, MA 01035-9706
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014901-191
Date	Jul 6, 2023
Book Page	14901/191
Instrument	9951

Lender

Name	GREENFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HADLEY MA
Recording Date	Jun 16, 2023
Property Address	48 RIVER DR, HADLEY, MA 01035-9706
Document Number	0014885-85
Book / Page	14885 / 85
Instrument Date	Jun 7, 2023
Instrument	8772
Transaction Type	Transfer
Record Updated	Jul 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 RIVER DR, HADLEY, MA 01035-9706

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADLEY MA
Property Address	48 RIVER DR, HADLEY, MA 01035-9706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13090-57
Date	Sep 28, 2018
Book Page	13090/57
Instrument	19915

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HADLEY MA
Recording Date	Jul 13, 2018
Property Address	48 RIVER DR, HADLEY, MA 01035-9706
Document Number	13015-145
Book / Page	013015 / 000145
Instrument Date	Jul 6, 2018
Instrument	13646
Transaction Type	Transfer
Record Updated	Jul 31, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 SEA ST QUINCY MA 021693416, QUINCY, MA 02169-3416

November 2017: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	HADLEY MA
Recording Date	Nov 20, 2017
Property Address	48 RIVER DR, HADLEY, MA 01035-9706
Document Number	12810-330
Book / Page	012810 / 000330
Instrument Date	Sep 15, 2017
Instrument	24438
Transaction Type	Transfer
Record Updated	Dec 12, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 SEA ST QUINCY MA 021693416, QUINCY, MA 02169-3416

Tax Assessment & Valuation

Source: Hampshire County and Hadley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Hadley Town
Unified School District	Hadley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,852.00 (+5.36%)	$417,200 (+3.19%) Land $132,500 Building $284,700	$437,760 (+1.61%)
2024	$4,605.00 (+4.52%)	$404,300 (+5.89%) Land $132,500 Building $271,800	$430,825
2023	$4,406.00	$381,800 Land $132,500 Building $249,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 54 policies
Nearby Flood Policies	54 in force
Nearby Flood Claims	20 (1984–2023)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Tropical Storm Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HADLEY DPW WATER DIVISION serves 4,819 people · EPA ID MA1117002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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