48 Ridge Rd, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 48 Ridge Rd, Waterville, ME 04901

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,040 sqft · built 1965
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on File
Last Sale$188,100 (Nov 2023)
Tax Bill$3,250 (2025)
Deeds & MortgagesNov 2023 Mortgage
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNWAVL M:073 B:010

Property Details

APN / Parcel Number

Primary APNWAVL M:073 B:010
Alternative APN
  • 1933

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
Gross Area2,640 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialMetal
Lot Area14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1933
Street Address48 RIDGE RD
CityWATERVILLE
StateME
Zip04901-4121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block10
JurisdictionWATERVILLE ME
Township / Civil DivisionWATERVILLE
Census Block Group4
Census Block4005
Census Tract24101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

48 Ridge Rd is owned and occupied by an individual who bought it in November 2023.

Source: Kennebec County and Waterville City records, as of July 30, 2026

Owner of RecordIndividual Name on File
Mailing Address48 RIDGE RD, WATERVILLE, ME 04901-4121
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
NORTHPOINT MORTGAGE INC
Sep 13, 2019Personal Representative Deed, Transfer · Stand-Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2023 · Amount on File
Deed SaleNov 17, 2023 · Amount on File
Prior SaleSep 13, 2019 · Amount on File
Deed Document Number202323598
Deed Book / Page14919 / 101
Record UpdatedOct 29, 2026

November 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATERVILLE ME
Recording DateNov 17, 2023
Property Address48 RIDGE RD, WATERVILLE, ME 04901-4121
Document Number2023023598
Book / Page14919 / 101
Instrument DateNov 17, 2023
Instrument2023023598
Transaction TypeTransfer
Record UpdatedDec 4, 2023

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address605 HUSSEY HILL RD, VASSALBORO, ME 04989-3441

Mortgage

Document Number2023023599
DateNov 17, 2023
Instrument2023023599
Lender
NameNORTHPOINT MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

September 2019: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionWATERVILLE ME
Recording DateSep 13, 2019
Property Address48 RIDGE RD, WATERVILLE, ME 04901-4121
Document Number2019021003
Book / Page13333 / 86
Instrument DateSep 12, 2019
Instrument2019021003
Transaction TypeTransfer
Record UpdatedMay 10, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 FLAT RD, KNOX, ME 04986-4418

Mortgage

Document Number2019021004
DateSep 13, 2019
Instrument2019021004
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 48 Ridge Rd was $3,250.

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityWaterville City
Unified School DistrictWaterville (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,250.00$191,200 Land $28,100 Building $163,100
2024$198,930
2023$3,063.00 (+16.86%)$153,900 (+51.78%) Land $21,600 Building $132,300
2022$2,621.00$101,400 Land $16,300 Building $85,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.3% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENNEBEC WATER DISTRICT
serves 22,060 people · EPA ID ME0090750
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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