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48 Richards Way, Saco, ME 04072 Property Records

York County and Saco City property record for 48 Richards Way, Saco, ME 04072 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,444 sqft · built 2011
Lot Size0.674 acres (29,339 sqft)
Owner2 Individual Names on File
Last Sale$353,000 (Dec 2011)
Tax Bill$8,148 (2025)
Deeds & MortgagesApr 2020 Refinance
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNSACO M:023 L:006 U:000-008

Property Details

APN / Parcel Number

Primary APNSACO M:023 L:006 U:000-008
Alternative APN
  • M:023 L:006 U:000=008

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,444 sqft Living Area
Gross Area4,404 sqft
1st Floor Area1,420 sqft
Basement Area692 sqft
Unfinished Basement692 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeMansard
Roof MaterialAsphalt
Lot Area29,339 sqft (0.674 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address48 RICHARDS WAY
CitySACO
StateME
Zip04072-2165
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionOCEAN GREENS II
Legal Lot Number6
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group2
Census Block2006
Census Tract5400

Owner

Source: York County and Saco City records · APN SACO M:023 L:006 U:000-008

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressRICHARDS WAY, SACO, ME 04072
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
BANGOR SAVINGS BANK
Jan 23, 2017Grant Deed, Subdivision Related Transfer
RESIDENTIAL MTG SVC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 12, 2011 · Amount on Record
Deed SaleDec 12, 2011 · Amount on Record
Deed Document Number201151665
Deed Book / Page16220 / 105
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address48 RICHARDS WAY, SACO, ME 04072-2165
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0182250853
DateApr 22, 2020
Book Page18225/853
Instrument2020017242
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueMay 01, 2045

January 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSACO ME
Recording DateJan 23, 2017
Property Address48 RICHARDS WAY, SACO, ME 04072-2165
Document Number0174090024
Book / Page017409 / 000024
Instrument DateJan 20, 2017
Instrument3186
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 13, 2017

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address40 HILLVIEW AVE SACO ME 040729708, SACO, ME 04072-9708

Mortgage

Document Number174090026
DateJan 23, 2017
Book Page017409/000026
Instrument3187
Lender
NameRESIDENTIAL MTG SVC
TypeMortgage Company
AddressSOUTH PORTLAND, ME 04106
Agreement
AmountAmount Recorded
Term360 Months
DueJan 22, 2047

Tax Assessment & Valuation

Source: York County and Saco City records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,148.00 (+1.07%)$573,800 (-) Land $129,100 Building $444,700
2024$8,062.00 (+7.98%)$573,800 (+40.88%) Land $129,100 Building $444,700$785,365
2022$7,466.00$407,300 Land $98,000 Building $309,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, York County (23031C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230310054002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims11 (1978–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimJan 2024, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Jan 2024 · 4 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Wildfire

Wildfire RiskLow
above 2% of the US · above 1% of Maine
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 82 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

May also be available at this address: GoNetspeed, Consolidated Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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