48 Richard Dr, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 48 Richard Dr, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	1,666 sqft · built 1950
Lot Size	0.115 acres (5,001 sqft)
Owner	Company Name on Record
Tax Bill	$10,575 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`64-00018-04-00005`

Property Details

APN / Parcel Number

Primary APN	`64-00018-04-00005`
Alternative APNs	`6400018000400005` `6400018D00005`

Interior

Stories	1 Story
Building Area	1,666 sqft Living Area
1st Floor Area	1,666 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Frame
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	6400018D00005
Street Address	48 RICHARD DR
City	WALDWICK
State	NJ
Zip	07463-2024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X100 2LT
Legal Subdivision	WALDWICK HOMES INC SEC 1
Legal Block	18.04
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	3
Census Block	3020
Census Tract	56100

Owner

Source: Bergen County and Waldwick Borough records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	48 RICHARD DR, WALDWICK, NJ 07463-2024
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 1990
Deed Sale	Dec 17, 1990
Deed Book / Page	7574 / 501
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	48 RICHARD DR, WALDWICK, NJ 07463-2024
Document Number	0032971851
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 RICHARD DR WALDWICK NJ 074632024, WALDWICK, NJ 07463-2024

Mortgage

Document Number	0032971851
Date	Jul 17, 2019
Book Page	003297/001851
Instrument	46246

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,800 (-) Land $270,000 Building $190,800	$460,800 (-) Land $270,000 Building $190,800
2025	$10,575.00 (+3.66%)	$460,800 (+28.68%) Land $270,000 Building $190,800	$460,800 (+28.68%) Land $270,000 Building $190,800
2024	$10,202.00 (+0.04%)
2023		$358,100 Land $220,000 Building $138,100	$358,100 Land $220,000 Building $138,100
2022	$10,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20