48 Rich St, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 48 Rich St, Worcester, MA 01602

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,712 sqft · built 1930
Lot Size	0.181 acres (7,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$364,000 (Dec 2020)
Tax Bill	$6,153 (2026)
Deeds & Mortgages	Jan 2023 Refinance Nov 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-025-00055`

Property Details

APN / Parcel Number

Primary APN	`40-025-00055`
Alternative APN	`WORC M:40 B:025 L:00055`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,712 sqft Living Area
Gross Area	4,000 sqft
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,900 sqft (0.181 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	40-025-00055
Street Address	48 RICH ST
City	WORCESTER
State	MA
Zip	01602-1202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	25
Legal Lot Number	55
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	4
Census Block	4010
Census Tract	730700

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 RICH ST, WORCESTER, MA 01602-1202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU
Nov 30, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES UNITED BANK
Dec 7, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF CANTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2020 · Amount on Record
Deed Sale	Dec 7, 2020 · Amount on Record
Prior Sale	Oct 30, 1989 · Amount on Record
Deed Document Number	2020150945
Deed Book / Page	63918 / 120
Prior Transfer Date	Nov 16, 2020
Prior Transfer Doc	63918-120
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	48 RICH ST, WORCESTER, MA 01602-1202
Transaction Type	Mortgage
Record Updated	Jan 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068685-128
Date	Jan 5, 2023
Book Page	68685/128
Instrument	783

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	469 Months
Due	Feb 1, 2062

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	48 RICH ST, WORCESTER, MA 01602-1202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58111-328
Date	Nov 30, 2017
Book Page	58111/328
Instrument	133465

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 7, 2020
Property Address	48 RICH ST, WORCESTER, MA 01602-1202
Document Number	63918-120
Book / Page	63918 / 120
Instrument Date	Nov 16, 2020
Instrument	150945
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	48 RICH ST, WORCESTER, MA 01602-1202

Mortgage

Document Number	150946
Date	Dec 7, 2020
Instrument	150946

Lender

Name	BANK OF CANTON
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,153.00 (+1.99%)	$463,300 (+1.29%) Land $123,800 Building $339,500	$506,769 (+0.21%)
2025	$6,033.00 (+6.33%)	$457,400 (+15.59%) Land $117,900 Building $339,500	$505,685 (+0.04%)
2024			$505,495
2023	$5,674.00	$395,700 Land $102,500 Building $293,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: AT&T.

Nearby Properties on Rich St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures