48 Red Oak Ln, Carmel, IN 46033 Property Records

Hamilton County property record for 48 Red Oak Ln, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 5,465 sqft · built 1978
Lot Size	0.389 acres (16,988 sqft)
Owner	Trust Name on File
Tax Bill	$10,211 (2024)
Deeds & Mortgages	Apr 2023 Transfer Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-29-108-026.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-29-108-026.000-018`
Alternative APN	`1610290108026000`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	17 Rooms
Stories	2 Stories
Building Area	5,465 sqft Living Area
1st Floor Area	2,038 sqft
2nd Floor Area	1,368 sqft
Basement Area	1,571 sqft
Finished Basement	1,088 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Other
Exterior Material	Brick/Stone
Construction Type	Wood
Foundation Type	Raised
Roof Material	Other
Lot Area	16,988 sqft (0.389 acres)
Lot Dimensions	170 ft deep x 95 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	1610290108026000
Street Address	48 RED OAK LN
City	CARMEL
State	IN
Zip	46033-1974
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 29, TOWNSHIP 18, RANGE 4, COOL CREEK NORTH, SECTION 1, LOT 3, IRREGULAR SHAPE
Legal Range	04
Legal Township	18
Legal Section	29
Legal Subdivision	CARMEL COOL CREEK
Legal Block	1
Legal Lot Number	3
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3006
Census Tract	110907

Owner

48 Red Oak Ln is owner-occupied and held in a trust since April 2023.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	48 RED OAK LN, CARMEL, IN 46033-1974
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Intrafamily Transfer, Transfer
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNION SLA
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2006
Deed Sale	Nov 9, 2006
Prior Sale	Nov 9, 2006
Deed Document Number	200600067161
Last Transfer Date	Apr 20, 2023
Transfer Doc	0000013981
Record Updated	Jun 8, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Apr 20, 2023
Property Address	48 RED OAK LN, CARMEL, IN 46033-1974
Document Number	0000013981
Map Reference	MR 156 PG 839
Instrument Date	Jul 5, 2022
Instrument	2023013981
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	48 RED OAK LN, CARMEL, IN 46033-1974

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	48 RED OAK LN, CARMEL, IN 46033-1974
Transaction Type	Mortgage
Record Updated	Feb 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002349
Date	Jan 13, 2022
Instrument	2022002349

Lender

Name	UNION SLA
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	169 Months
Due	Feb 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	48 RED OAK LN, CARMEL, IN 46033-1974
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRADEMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053506
Date	Oct 28, 2019
Instrument	2019053506

Lender

Name	UNITED SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$837,600 Land $127,700 Building $709,900	$837,600 Land $127,700 Building $709,900
2024	$10,211.00 (+0.58%)
2023	$10,152.00 (+34.23%) Homeowner's exemption	$889,400 (+34.76%) Land $118,700 Building $770,700	$889,400 (+34.76%) Land $118,700 Building $770,700
2022	$7,563.00 Homeowner's exemption	$660,000 Land $118,700 Building $541,300	$660,000 Land $118,700 Building $541,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Red Oak Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2013–2019)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Red Oak Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Xfinity.

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