St. Charles County property record for 48 Red Cedar Ct, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,749 sqft · built 1995 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $262,500 (Jan 2021) |
| Tax Bill | $3,350 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | A943001237 |
| Primary APN | A943001237 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,749 sqft Living Area |
| Gross Area | 2,900 sqft |
| 1st Floor Area | 1,749 sqft |
| Basement Area | 731 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | Deck Area |
| Patio Area | 413 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A943001237 |
|---|---|
| Street Address | 48 RED CEDAR CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODLANDS PH2 #2 LOT 72 |
| Legal Subdivision | WOODLANDS PH2 PLAT 2 |
| Legal Lot Number | 72 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 311001 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 RED CEDAR CT, SAINT CHARLES, MO 63303-6700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2021 | Warranty Deed, Transfer DAS ACQUISITION |
| Oct 6, 2020 | Deed of Trust, Mortgage · Line of Credit CENTRAL TR BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2021 · Amount on Record |
| Deed Sale | Jan 12, 2021 · Amount on Record |
| Prior Sale | Nov 5, 2008 · Amount on Record |
| Deed Document Number | 20213290 |
| Prior Transfer Date | Oct 23, 2008 |
| Prior Transfer Doc | 0050691716 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 12, 2021 |
| Property Address | 48 RED CEDAR CT, SAINT CHARLES, MO 63303-6700 |
| Document Number | 0000003290 |
| Instrument Date | Jan 7, 2021 |
| Instrument | 3290 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2021 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 48 RED CEDAR CT ST CHARLES MO 633036700, ST CHARLES, MO 63303-6700 |
| Document Number | 3291 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 3291 |
| Name | DAS ACQUISITION |
|---|---|
| Address | ST LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 11, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 48 RED CEDAR CT, SAINT CHARLES, MO 63303-6700 |
| Document Number | 0000077618 |
| Instrument Date | Oct 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 48 RED CEDAR CT ST CHARLES MO 633036700, ST CHARLES, MO 63303-6700 |
| Document Number | 0000077618 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 77618 |
| Name | CENTRAL TR BK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,109 (-) | $305,837 (-) Land $60,000 Building $245,837 | |
| 2025 | $3,350.00 (+7.37%) | $58,109 (+10.62%) | $305,837 (+10.62%) Land $60,000 Building $245,837 |
| 2024 | $3,120.00 | ||
| 2023 | $52,531 | ||
| 2022 | $276,480 Land $50,000 Building $226,480 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 36 (1978–2019) |
| Claims Outside the SFHA | 6 of 36 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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