48 Raymond St, Framingham, MA 01702 Property Records

Middlesex County and Framingham City property record for 48 Raymond St, Framingham, MA 01702

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,874 sqft · built 1907
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Jul 2019)
Tax Bill	$7,517 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120-79-5935`

Property Details

APN / Parcel Number

Primary APN	`120-79-5935`
Alternative APNs	`FRAM M:120 B:79 L:5935 U:000` `M:036.0 B:0069 L:0010.0` `F_677539_2929953` `1067`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,874 sqft Living Area
Gross Area	3,747 sqft
1st Floor Area	1,056 sqft
Basement Area	1,030 sqft
Unfinished Basement	1,030 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1966
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1067
Street Address	48 RAYMOND ST
City	FRAMINGHAM
State	MA
Zip	01702-6333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	G
Legal Block	79
Legal Lot Number	5935
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	2
Census Block	2003
Census Tract	383401

Owner

48 Raymond St is owned and occupied by two individuals who bought it in July 2019.

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 RAYMOND ST, FRAMINGHAM, MA 01702-6333
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARVARD UNIVERSITY CREDIT UNION
Oct 12, 2017	Deed of Trust, Mortgage · Conventional with PMI MORTGAGE NTWK
Jan 31, 2017	Quit Claim Deed, Transfer · Conventional with PMI MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on File
Deed Sale	Jul 1, 2019 · Amount on File
Prior Sale	Jan 31, 2017 · Amount on File
Deed Book / Page	72864 / 455
Prior Transfer Date	Jun 22, 2019
Prior Transfer Doc	72864-455
Record Updated	Oct 29, 2026

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Jul 1, 2019
Property Address	48 RAYMOND ST, FRAMINGHAM, MA 01702-6333
Document Number	72864-455
Book / Page	72864 / 455
Instrument Date	Jun 22, 2019
Instrument	92913
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 RAYMOND ST, FRAMINGHAM, MA 01702-6333

Mortgage

Document Number	92914
Date	Jul 1, 2019
Instrument	92914

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Jul 1, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	48 RAYMOND ST, FRAMINGHAM, MA 01702-6333
Document Number	70086-397
Book / Page	070086 / 000397
Instrument Date	Oct 12, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70086-397
Date	Oct 17, 2017
Book Page	070086/000397
Instrument	7868

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Jan 31, 2017
Property Address	48 RAYMOND ST, FRAMINGHAM, MA 01702-6333
Document Number	68841-212
Book / Page	068841 / 000212
Instrument Date	Jan 31, 2017
Instrument	17634
Transaction Type	Transfer
Record Updated	Feb 23, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.40
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48 RAYMOND ST FRAMINGHAM MA 017026333, FRAMINGHAM, MA 01702-6333

Mortgage

Document Number	68841-216
Date	Jan 31, 2017
Book Page	068841/000216
Instrument	17635

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 48 Raymond St was $7,517, up 2.7% from the year before.

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,517.00 (+2.73%)	$635,400 (+3.69%) Land $284,700 Building $313,500	$677,108 (+7.45%)
2025	$7,317.00 (+1.72%)	$612,800 (+6.15%) Land $271,100 Building $341,700	$630,135 (+2.95%)
2024	$7,193.00 (+5.41%)	$577,300 (+10.74%) Land $242,200 Building $335,100	$612,085
2023	$6,824.00	$521,300 Land $216,100 Building $305,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Raymond St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 48 Raymond St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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