48 Raines Rd, Crossville, TN 38571 Property Records

Cumberland County property record for 48 Raines Rd, Crossville, TN 38571

Property Summary

Property Type	Mobile Home
Details	1,056 sqft · built 1995
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$72,000 (Apr 2026)
Tax Bill	$115 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jan 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`046-030.00`

Property Details

APN / Parcel Number

Primary APN	`046-030.00`
Alternative APNs	`0204604603000` `018046 03000`

Interior

Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Mobile Home
Lot Area	65,340 sqft (1.5 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Open/Unfinished Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	48 RAINES RD
City	CROSSVILLE
State	TN
Zip	38571-2120
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 02, COUNTY AREA: R01
Jurisdiction	CUMBERLAND TN
Township / Civil Division	7
Census Block Group	1
Census Block	1071
Census Tract	970301

Owner

48 Raines Rd, a mobile home, is owned and occupied by two individuals who bought it in April 2026.

Source: Cumberland County records, as of April 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 RAINES RD, CROSSVILLE, TN 38571-2120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Warranty Deed, Transfer · Conventional Mortgage WILSON BANK AND TRUST
Jan 21, 2026	Correction Deed
Aug 26, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 31, 2017	Grant Deed, Transfer POINTER TITLE
Mar 22, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on File
Deed Sale	Apr 1, 2026 · Amount on File
Prior Sale	Aug 1, 2025 · Amount on File
Deed Document Number	20264408
Deed Book / Page	1745 / 1492
Record Updated	Jun 8, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Apr 1, 2026
Property Address	48 RAINES RD, CROSSVILLE, TN 38571-2120
Document Number	0000004408
Book / Page	1745 / 1492
Instrument Date	Apr 1, 2026
Instrument	20264408
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PARAMOUNT TITLE SERVICES LLC, PARAMOUNT TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26,906.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 RAINES RD, CROSSVILLE, TN 38571-2120

Mortgage

Document Number	0000004409,
Date	Apr 1, 2026
Book Page	1745/1495
Instrument	20264409

Lender

Name	WILSON BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.35%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Jan 21, 2026
Property Address	48 RAINES RD, CROSSVILLE, TN 38571-2120
Document Number	0000001275
Book / Page	1740 / 1140
Instrument Date	Jan 16, 2026
Instrument	26001275
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Aug 26, 2020
Property Address	48 RAINES RD, CROSSVILLE, TN 38571-2120
Document Number	0000010256
Book / Page	001585 / 001129
Instrument Date	Aug 26, 2020
Instrument	10256
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$111.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 623623 GAINESBORO TN 38562, GAINESBORO, TN 38562

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Mar 31, 2017
Property Address	48 RAINES RD, CROSSVILLE, TN 38571-2120
Document Number	0000003725
Book / Page	001498 / 000593
Instrument Date	Mar 23, 2017
Instrument	3725
Transaction Type	Transfer
Record Updated	Apr 6, 2017
Title Company	POINTER TITLE

Transaction

Amount	Amount on Record
Tax	$68.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 RAINES RD CROSSVILLE TN 385712120, CROSSVILLE, TN 38571-2120

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Mar 22, 2017
Property Address	48 RAINES RD, CROSSVILLE, TN 38571-2120
Document Number	0000003318
Book / Page	001497 / 001517
Instrument Date	Mar 8, 2017
Instrument	3318
Transaction Type	Foreclosure
Record Updated	Mar 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$68.48
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	48 RAINES RD CROSSVILLE TN 385712120, CROSSVILLE, TN 38571-2120

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$115.00	$10,150 (-) Land $2,425 Building $7,725	$40,600 (-) Land $9,700 Building $30,900
2024	$115.00 (+29.21%)
2023		$10,150 (-) Land $2,425 Building $7,725
2022		$10,150 Land $2,425 Building $7,725	$40,600 (-) Land $9,700 Building $30,900
2021			$40,600 Land $9,700 Building $30,900
2018	$89.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 48 Raines Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Raines Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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