48 Prospect St, Whitefield, NH 03598 Property Records

Coos County and Whitefield Town property record for 48 Prospect St, Whitefield, NH 03598

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,999 sqft · built 1820
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Jul 2020)
Tax Bill	$3,239 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WHFD M:102 L:097`

Property Details

APN / Parcel Number

Primary APN	`WHFD M:102 L:097`
Alternative APN	`141`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,999 sqft Gross Area
Basement Area	1,091 sqft
Unfinished Basement	1,091 sqft

Exterior

Year Built	Built 1820
Effective Year Built	Effective 1820
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	141
Street Address	48 PROSPECT ST
City	WHITEFIELD
State	NH
Zip	03598-3049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	97
Jurisdiction	WHITFIELD TOWN NH
Township / Civil Division	WHITEFIELD
Census Block Group	2
Census Block	2017
Census Tract	951100

Owner

48 Prospect St is owned and occupied by two individuals who bought it in July 2020.

Source: Coos County and Whitefield Town records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 PROSPECT ST, WHITEFIELD, NH 03598-3049
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2020 · Amount on File
Deed Sale	Jul 28, 2020 · Amount on File
Prior Sale	Sep 27, 2004 · Amount on File
Deed Document Number	20202914
Deed Book / Page	1540 / 605
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITFIELD TOWN NH
Recording Date	Jul 28, 2020
Property Address	48 PROSPECT ST, WHITEFIELD, NH 03598-3049
Document Number	0015400605
Book / Page	001540 / 000605
Instrument Date	Jul 23, 2020
Instrument	2002914
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	SUMMIT TITLE SERVICES LLC, SUMMIT TITLE SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	379 UNION ST LITTLETON NH 035615619, LITTLETON, NH 03561-5619

Mortgage

Document Number	15400607
Date	Jul 28, 2020
Book Page	001540/000607
Instrument	2002915

Lender

Name	HOUSING FIN AUTH
Address	32 CONSTQITUTION DR, BEDFORD, NH 03110

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2050

Mortgage

Document Number	15400619,
Date	Jul 28, 2020
Book Page	001540/000619
Instrument	2002916

Lender

Name	HOUSING FIN AUTH
Address	32 CONSTITUTION DR, BEDFORD, NH 03110-6062

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jul 27, 2025

Tax Assessment & Valuation

Source: Coos County and Whitefield Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Coos County
County Subdivision	Whitefield Town
Unified School District	White Mountain Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,239.00	$197,500 Land $42,600 Building $154,900
2023			$195,700
2022	$2,941.00	$115,700 Land $17,800 Building $97,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEFIELD WATER serves 1,640 people · EPA ID NH2501010
Water Source	Groundwater
Last State Inspection	Oct 2023

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2022
Treatment and Procedure	Coliform assessment Aug 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy.

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