Oneida County and Utica City property record for 48 Prospect St, Utica, NY 13501
| Property Type | Triplex |
|---|---|
| Details | 4 bd · 3 ba · 2,316 sqft · built 1960 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $92,500 (Nov 2004) |
| Tax Bill | $3,351 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 301600 330.9-3-6 |
| Primary APN | 301600 330.9-3-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,316 sqft Total Area |
| 1st Floor Area | 1,494 sqft |
| Basement Area | 822 sqft |
| Finished Basement | 822 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,000 sqft (0.275 acres) |
| Lot Dimensions | 240 ft deep x 50 ft wide |
| Garage Type | Basement |
| Canopy | 156 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 06.088680 |
|---|---|
| Street Address | 48 PROSPECT ST |
| City | UTICA |
| State | NY |
| Zip | 13501-5958 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Description | 6-06-10-009 50X24035 330.009-0003-006.000/0000 |
| Legal Block | 3 |
| Legal Lot Number | 6.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | UTICA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 21701 |
Source: Oneida County and Utica City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 46 PROSPECT ST, UTICA, NY 13501-5931 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2004 · Amount on Record |
| Deed Sale | Nov 19, 2004 · Amount on Record |
| Deed Book / Page | 2004 / 26907 |
| Record Updated | Oct 29, 2026 |
Source: Oneida County and Utica City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Utica City |
| Unified School District | Utica City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,351.00 (+218.23%) | ||
| 2025 | $1,053.00 (-75.22%) | $78,500 (-) Land $13,500 Building $65,000 | $212,150 (+16.21%) Land $36,484 Building $175,666 |
| 2023 | $78,500 (-) Land $13,500 Building $65,000 | $182,558 (+11.63%) Land $31,395 Building $151,163 | |
| 2022 | $4,250.00 | $78,500 Land $13,500 Building $65,000 | $163,542 Land $28,125 Building $135,417 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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