Dukes County and Oak Bluffs Town property record for 48 Prospect Ave, Oak Bluffs, MA 02557
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,016 sqft · built 1999 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $750,000 (Mar 2021) |
| Tax Bill | $5,326 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | OAKB M:0007 B:0100 L:000 |
| Primary APN | OAKB M:0007 B:0100 L:000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Living Area |
| Gross Area | 3,690 sqft |
| Basement Area | 1,320 sqft |
| Unfinished Basement | 1,320 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 785 |
|---|---|
| Street Address | 48 PROSPECT AVE |
| City | OAK BLUFFS |
| State | MA |
| Zip | 02557-7173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 100 |
| Jurisdiction | OAK BLUFFS MA |
| Township / Civil Division | OAK BLUFFS |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 200200 |
Source: Dukes County and Oak Bluffs Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 3027, OAK BLUFFS, MA 02557-3027 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2021 · Amount on Record |
| Deed Sale | Mar 9, 2021 · Amount on Record |
| Prior Sale | Jul 12, 2007 · Amount on Record |
| Deed Document Number | 20211908 |
| Deed Book / Page | 1568 / 356 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAK BLUFFS MA |
| Recording Date | Mar 9, 2021 |
| Property Address | 48 PROSPECT AVE, OAK BLUFFS, MA 02557-7173 |
| Document Number | 1568-356 |
| Book / Page | 1568 / 356 |
| Instrument Date | Mar 9, 2021 |
| Instrument | 1908 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | PO BOX 3027, OAK BLUFFS, MA 02557-3027 |
| Document Number | 1909 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 1909 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Dukes County |
| County Subdivision | Oak Bluffs Town |
| Elementary School District | Oak Bluffs School District (PK - 08) |
| Secondary School District | Martha's Vineyard School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,326.00 (+1.6%) | $1,054,600 (+5.22%) Land $538,400 Building $516,200 | $1,360,056 |
| 2024 | $5,242.00 (+5.37%) | $1,002,300 (+6.37%) Land $489,300 Building $513,000 | |
| 2023 | $4,975.00 | $942,300 Land $518,600 Building $423,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (1992) |
| Most Recent Claim | Dec 1992 · Winter Coastal Storm |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK BLUFFS WATER DISTRICT serves 24,000 people · EPA ID MA4221000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
May also be available: Verizon.
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