Carlton County property record for 48 Polo Rd, Esko, MN 55733
| Property Type | Single Family Home |
|---|---|
| Lot Size | 13.8 acres (602,870 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Jun 2023) |
| Tax Bill | $5,542 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 78-020-7655 |
| Primary APN | 78-020-7655 |
|---|---|
| Alternative APN |
|
| Lot Area | 602,870 sqft (13.8 acres) |
|---|
| Account Number | 26919 |
|---|---|
| Street Address | 48 POLO RD |
| City | ESKO |
| State | MN |
| Zip | 55733-9713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S1/2 OF NW1/4 OF SW1/4 EX N 169.8 FT THEREOF TOWN OF THOMSON TOWNSHIP |
| Legal Range | 16 |
| Legal Township | 49 |
| Legal Section | 29 |
| Legal Subdivision | TOWN OF THOMSON TOWNSHIP |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | THOMSON |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 70300 |
Source: Carlton County records, as of April 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 POLO RD, ESKO, MN 55733-9713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BEAZER MORTGAGE CORPORATION |
| Jun 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF COMMERCE |
| Sep 8, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2023 · Amount on Record |
| Deed Sale | Jun 13, 2023 · Amount on Record |
| Deed Document Number | 20231545092 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Apr 9, 2026 |
| Property Address | 48 POLO RD, ESKO, MN 55733-9713 |
| Document Number | 0000526232 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 2026526232 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 48 POLO RD, ESKO, MN 55733-9713 |
| Document Number | 0000526232, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 2026526232 |
| Name | BEAZER MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Jun 22, 2023 |
| Property Address | 48 POLO RD, ESKO, MN 55733-9713 |
| Document Number | A000512116 |
| Instrument Date | Jun 13, 2023 |
| Instrument | A000512116 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 48 POLO RD, ESKO, MN 55733-9713 |
| Document Number | A000512117 |
|---|---|
| Date | Jun 22, 2023 |
| Instrument | A000512117 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 13, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 48 POLO RD, ESKO, MN 55733-9713 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000493802 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | A000493802 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| County Subdivision | Thomson Township |
| Unified School District | Esko Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,542.00 (+8.75%) Homeowner's exemption | ||
| 2025 | $475,700 (+3.41%) Land $127,300 Building $348,400 | $475,700 (+3.41%) Land $127,300 Building $348,400 | |
| 2024 | $5,096.00 Homeowner's exemption | $460,000 (+8.85%) Land $127,300 Building $332,700 | $460,000 (+8.85%) Land $127,300 Building $332,700 |
| 2023 | $5,096.00 Homeowner's exemption | $422,600 (-) Land $119,600 Building $303,000 | $422,600 (-) Land $119,600 Building $303,000 |
| 2022 | $422,600 Land $119,600 Building $303,000 | $422,600 Land $119,600 Building $303,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1985–2012) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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