48 Plaisted Ave, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 48 Plaisted Ave, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,032 sqft · built 1912
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Mar 1996)
Tax Bill	$8,200 (2024)
Deeds & Mortgages	Jun 2019 Loan Modification Oct 2016 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473489 131.-3-51.2`

Property Details

APN / Parcel Number

Primary APN	`473489 131.-3-51.2`
Alternative APNs	`0800-131.00-03.00-051.002` `348913100000030510020000` `47340030727`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,032 sqft Living Area
Gross Area	2,982 sqft
1st Floor Area	1,432 sqft
2nd Floor Area	600 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Old Style
Exterior Material	Wood
Lot Area	25,265 sqft (0.58 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	950 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	48 PLAISTED AVE
City	SMITHTOWN
State	NY
Zip	11787-4760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-394251 TC-70 HARZ PARK LOT 2 *8128
Legal Block	3
Legal Lot Number	51
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2002
Census Tract	135303

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 PLAISTED AVE, SMITHTOWN, NY 11787-4760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2019	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Oct 14, 2016	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 14, 2016	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage HARTFORD FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 1996 · Amount on Record
Deed Sale	Mar 20, 1996 · Amount on Record
Deed Book / Page	11766 / 621
Record Updated	Sep 20, 2026

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUFFOLK NY
Property Address	48 PLAISTED AVE, SMITHTOWN, NY 11787-4760
Document Number	0230910873
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 PLAISTED AVE SMITHTOWN NY 117874760, SMITHTOWN, NY 11787-4760

Mortgage

Document Number	0230910873
Date	Dec 27, 2019
Book Page	023091/000873

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	48 PLAISTED AVE, SMITHTOWN, NY 11787-4760
Document Number	0227970480
Instrument Date	Oct 14, 2016
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 PLAISTED AVE SMITHTOWN NY 117874760, SMITHTOWN, NY 11787-4760

Mortgage

Document Number	0227970480
Date	Mar 10, 2017
Book Page	022797/000480

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2047

October 2016: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	48 PLAISTED AVE, SMITHTOWN, NY 11787-4760
Document Number	0227970481
Instrument Date	Oct 14, 2016
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 PLAISTED AVE SMITHTOWN NY 117874760, SMITHTOWN, NY 11787-4760

Mortgage

Document Number	0227970481
Date	Mar 10, 2017
Book Page	022797/000481

Lender

Name	HARTFORD FNDG
Type	Funding / Finance Company
Address	RONKONKOMA, NY 11779

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,005 (-) Land $500 Building $3,505	$500,625 (+10,773.7%) Land $62,500 Building $438,125
2024	$8,200.00
2023		$4,005 Land $500 Building $3,505	$4,604 Land $575 Building $4,029

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	45 (1979–2016)
Claims Outside the SFHA	39 of 45
Most Recent Claim	Aug 2016 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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