Worcester County property record for 48 Pinehurst Rd, Ocean Pines, MD 21811 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 1978 |
| Square Footage | 2,551 sqft Total Area |
| Lot Size | 9,750 sqft (0.224 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $284,900 (2021) |
| Tax Bill | $2,591.00 (2025) |
| Primary APN | 03-091740 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,551 sqft Total Area |
| Stories | 2 Stories |
| Utility Area | 144 sqft Utility Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,750 sqft (0.224 acres) |
| Deck Area | 208 sqft Deck |
| Heating Fuel | Electric Heating Fuel |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 091740 |
|---|---|
| Street Address | 48 PINEHURST RD |
| City | BERLIN |
| State | MD |
| Zip | 21811-1619 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT B-03-157 9750 SQ FT PINEHURST ROAD PL OCEAN PINES SEC 3 |
| Legal Subdivision | OCEAN PINES SEC 03 |
| Legal Lot Number | 157 |
| Jurisdiction | WORCESTER MD |
| Minor Civil Division | 6, NORTHERN |
| Census Blockgroup | 2 |
| Census Block | 2019 |
| Census Tract | 950700 |
Source: Worcester County records · APN 03-091740
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 PINEHURST RD, BERLIN, MD 21811-1619 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 29, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC |
| Sep 12, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 31, 2021 | Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2021 · Amount on Record |
| Deed Sale | Mar 31, 2021 · Amount on Record |
| Prior Sale | Jun 17, 2015 · Amount on Record |
| Deed Book / Page | 7990 / 316 |
| Last Transfer Date | May 06, 2025 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 48 PINEHURST RD, OCEAN PINES, MD 21811-1619 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 48 PINEHURST RD, OCEAN PINES, MD 21811-1619 |
| Document Number | 0084990027 |
|---|---|
| Date | Nov 29, 2022 |
| Book Page | 8499/27 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 05, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 48 PINEHURST RD, OCEAN PINES, MD 21811-1619 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | NOT AVAILABLE, BRENNAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0082880486 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 8288/486 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 48 PINEHURST RD, OCEAN PINES, MD 21811-1619 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 48 PINEKURST RD, BERLIN, MD 21811-1619 |
| Document Number | 0084560304 |
|---|---|
| Date | Sep 12, 2022 |
| Book Page | 8456/304 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Aug 01, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Mar 31, 2021 |
| Property Address | 48 PINEHURST RD, OCEAN PINES, MD 21811-1619 |
| Document Number | 0079900316 |
| Book / Page | 7990 / 316 |
| Map Reference | MB FWH 11 FO 45 |
| Instrument Date | Mar 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 438 OCEAN PKWY, BERLIN, MD 21811-9424 |
| Document Number | 0007990324 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 7990/324 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $376,933 (+33.25%) | $414,000 (+36.72%) Land $93,500 Building $320,500 | |
| 2025 | $2,591.00 (+3.85%) Homeowner's exemption | ||
| 2023 | $2,495.00 Homeowner's exemption | $282,867 | $302,800 Land $82,200 Building $220,600 |
Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 11% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 8,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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