Bradford County property record for 48 Pine Tree Ln, Towanda, PA 18848
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · built 1966 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $137,400 (Nov 2012) |
| Tax Bill | $3,039 (2026) |
| Deeds & Mortgages | Dec 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 62-087.08-011-000-000 |
| Primary APN | 62-087.08-011-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Lot Area | 26,572 sqft (0.61 acres) |
| Street Address | 48 PINE TREE LN |
|---|---|
| City | TOWANDA |
| State | PA |
| Zip | 18848-7640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE W/ATTCH GARAGE |
| Jurisdiction | BRADFORD PA |
| Township / Civil Division | WYSOX |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 950900 |
Source: Bradford County records, as of April 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 PINE TREE LN, TOWANDA, PA 18848-7640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2012 · Amount on Record |
| Deed Sale | Nov 8, 2012 · Amount on Record |
| Deed Document Number | 201230605 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD PA |
| Property Address | 48 PINE TREE LN, TOWANDA, PA 18848-7640 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 48 PINE TREE LN, TOWANDA, PA 18848-7640 |
| Document Number | 0202214078 |
|---|---|
| Date | Dec 28, 2022 |
| Instrument | 202214078 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Address | WELLSBORO, PA 16901 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 187 Months |
| Due | Jul 1, 2038 |
Source: Bradford County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bradford County |
| County Subdivision | Wysox Township |
| Unified School District | Towanda Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,039.00 (+4.11%) | $45,450 (-) | |
| 2024 | $2,919.00 | $45,450 | |
| 1999 | $90,909 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 10 (1993–2019) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Nov 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: Empire Long Distance.
5G and 4G LTE (outdoors only)
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