Essex County and Millburn Township property record for 48 Pine Ter E, Short Hills, NJ 07078
| Property Type | Single Family Home |
|---|---|
| Details | 1,888 sqft · built 1941 |
| Lot Size | 0.166 acres (7,248 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $725,900 (Mar 2022) |
| Tax Bill | $18,971 (2025) |
| Deeds & Mortgages | Mar 2022 Sale Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01711-0000-00002 |
| Primary APN | 12-01711-0000-00002 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,888 sqft Living Area |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Construction Type | Frame |
| Lot Area | 7,248 sqft (0.166 acres) |
| Lot Dimensions | 117 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 48 PINE TER E |
|---|---|
| City | SHORT HILLS |
| State | NJ |
| Zip | 07078-2554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IRREG .1664AC |
| Legal Subdivision | POND HILL |
| Legal Block | 1711 |
| Legal Lot Number | 2 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MILLBURN |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 20300 |
48 Pine Ter E is owned and occupied by two individuals who bought it in March 2022.
Source: Essex County and Millburn Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 PINE TER E, SHORT HILLS, NJ 07078-2554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2022 | Bargain and Sale Deed, Transfer |
| Oct 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| Jul 29, 2020 | Quit Claim Deed, Transfer US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2022 · Amount on File |
| Deed Sale | Mar 1, 2022 · Amount on File |
| Prior Sale | Jun 11, 2012 · Amount on File |
| Deed Document Number | 202219319 |
| Prior Transfer Date | Jul 9, 2020 |
| Prior Transfer Doc | 0000070035 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Mar 1, 2022 |
| Property Address | 48 PINE TER E, SHORT HILLS, NJ 07078-2554 |
| Document Number | 0000019319 |
| Instrument Date | Feb 9, 2022 |
| Instrument | 2022019319 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 48 PINE TER E, SHORT HILLS, NJ 07078-2554 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 48 PINE TER E, SHORT HILLS, NJ 07078-2554 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 2021121089 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 2021121089 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Oct 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Max Rate | 7.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 48 PINE TER E, SHORT HILLS, NJ 07078-2554 |
| Document Number | 0000070036 |
| Instrument Date | Jul 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | HILLTOP TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 48 PINE TER E SHORT HILLS NJ 070782554, SHORT HILLS, NJ 07078-2554 |
| Document Number | 0000070036 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 70036 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 29, 2020 |
| Property Address | 48 PINE TER E, SHORT HILLS, NJ 07078-2554 |
| Document Number | 0000070035 |
| Instrument Date | Jul 9, 2020 |
| Instrument | 70035 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2020 |
| Title Company | HILLTOP TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 48 PINE TER E SHORT HILLS NJ 070782554, SHORT HILLS, NJ 07078-2554 |
| Document Number | 70036 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 70036 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
The 2025 property tax bill for 48 Pine Ter E was $18,971, up 1.9% from the year before.
Source: Essex County and Millburn Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Millburn Township |
| Unified School District | Millburn Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $939,600 (-) Land $626,300 Building $313,300 | $939,600 (-) Land $626,300 Building $313,300 | |
| 2025 | $18,971.00 (+1.87%) | $939,600 Land $626,300 Building $313,300 | $939,600 Land $626,300 Building $313,300 |
| 2024 | $18,622.00 | ||
| 2023 | $939,600 Land $626,300 Building $313,300 | $939,600 Land $626,300 Building $313,300 | |
| 2022 | $18,256.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Pine Ter E in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1978–1999) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Sep 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Pine Ter E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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