St. Lawrence County and Potsdam Town property record for 48 Pine St, Potsdam, NY 13676
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,611 sqft · built 1880 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $142,000 (Jun 2021) |
| Tax Bill | $5,929 (2026) |
| Deeds & Mortgages | Sep 2017 Mortgage Jun 2021 Sale & Mortgage |
| APN | 407403 64.057-2-7 |
| Primary APN | 407403 64.057-2-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,611 sqft Living Area |
| 1st Floor Area | 1,044 sqft |
| Upper Floors Area | 561 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 190 ft deep x 94 ft wide |
| Porch | Slab |
| Porch Area | 176 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 407403 64.057-2-7 |
|---|---|
| Street Address | 48 PINE ST |
| City | POTSDAM |
| State | NY |
| Zip | 13676-1011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 2 |
| Legal Lot Number | 7.000 |
| Jurisdiction | ST LAWRENCE NY |
| Township / Civil Division | POTSDAM |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 491000 |
Source: St. Lawrence County and Potsdam Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 PINE ST, POTSDAM, NY 13676-1011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 7, 2017 | Deed of Trust, Mortgage NORTH COUNTRY SAVINGS BANK |
| Jun 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2021 · Amount on Record |
| Deed Sale | Jun 22, 2021 · Amount on Record |
| Prior Sale | Jul 22, 2005 · Amount on Record |
| Deed Document Number | 20218089 |
| Prior Transfer Date | Apr 11, 2008 |
| Prior Transfer Doc | 2008006773 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 48 PINE ST, POTSDAM, NY 13676-1011 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000011947 |
|---|---|
| Date | Sep 7, 2017 |
| Instrument | R-2017-00011947 |
| Name | NORTH COUNTRY SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Recording Date | Jun 22, 2021 |
| Property Address | 48 PINE ST, POTSDAM, NY 13676-1011 |
| Document Number | 0000008089 |
| Instrument Date | Jun 9, 2021 |
| Instrument | R-2021-00008089 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $568.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 48 PINE ST, POTSDAM, NY 13676-1011 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3687 RIVERBED LN SE APT 11, 11, CALEDONIA, MI 49316-7603 |
| Document Number | 0000008090 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | R-2021-00008090 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: St. Lawrence County and Potsdam Town assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | New York |
| County | St. Lawrence County |
| County Subdivision | Potsdam Town |
| Municipality | Potsdam Village |
| Unified School District | Potsdam Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,929.00 (+48.75%) | ||
| 2025 | $3,986.00 | $145,000 (+117.39%) Land $21,800 Building $123,200 | $145,000 (+60.87%) Land $21,800 Building $123,200 |
| 2023 | $66,700 Land $11,500 Building $55,200 | $90,135 Land $15,541 Building $74,594 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POTSDAM VILLAGE serves 8,312 people · EPA ID NY4404397 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| SLICFiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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