48 Pine Ridge Rd, Montgomery (Westfield), MA 01085 Property Records

Hampden County and Montgomery Town property record for 48 Pine Ridge Rd, Montgomery, MA 01085

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,774 sqft · built 1961
Lot Size	2.33 acres (101,495 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (May 2022)
Tax Bill	$4,265 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:8 B:286 L:69`

Property Details

APN / Parcel Number

Primary APN	`M:8 B:286 L:69`
Alternative APN	`MONT M:8 B:3 L:69`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,774 sqft Living Area
Gross Area	4,393 sqft
Basement Area	1,774 sqft
Unfinished Basement	1,774 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	101,495 sqft (2.33 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	48 PINE RIDGE RD
City	MONTGOMERY
State	MA
Zip	01085-9600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	69
Jurisdiction	MONTGOMERY MA
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1000
Census Tract	813002

Owner

Source: Hampden County and Montgomery Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 PINE RIDGE RD, MONTGOMERY, MA 01085-9600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · ARM HOLYOKE CU
Jun 9, 2023	Quit Claim Deed, Transfer Quitclaim
May 13, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HOLYOKE CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 13, 2022 · Amount on Record
Deed Sale	May 13, 2022 · Amount on Record
Deed Book / Page	24545 / 530
Last Transfer Date	Jun 9, 2023
Transfer Doc	025037-437
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MA
Property Address	48 PINE RIDGE RD, MONTGOMERY, MA 01085-9600
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025071-319
Date	Jul 10, 2023
Book Page	25071/319
Instrument	31231

Lender

Name	HOLYOKE CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Type Change Date	Aug 1, 2028
Index	1-Year CMT

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MA
Recording Date	Jun 9, 2023
Property Address	48 PINERIDGE RD, MONTGOMERY, MA 01085-9600
Document Number	025037-437
Book / Page	25037 / 437
Instrument Date	Jun 9, 2023
Instrument	26480
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 PINERIDGE RD, MONTGOMERY, MA 01085-9600

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MA
Recording Date	May 13, 2022
Property Address	48 PINE RIDGE RD, MONTGOMERY, MA 01085-9600
Document Number	024545-530
Book / Page	24545 / 530
Instrument Date	May 13, 2022
Instrument	29288
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	48 PINERIDGE RD, MONTGOMERY, MA 01085-9600

Mortgage

Document Number	0000029289
Date	May 13, 2022
Instrument	29289

Lender

Name	HOLYOKE CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Montgomery Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Montgomery Town
Unified School District	Gateway School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,265.00 (+10.58%)	$376,100 (+44.82%) Land $85,900 Building $290,200	$422,655 (+3.03%)
2024			$410,210
2023	$3,857.00	$259,700 Land $77,900 Building $181,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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