Essex County and Swampscott Town property record for 48 Pine Hill Rd, Swampscott, MA 01907
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,906 sqft · built 1955 |
| Lot Size | 0.265 acres (11,565 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $11,246 (2026) |
| Deeds & Mortgages | May 2020 Mortgage Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | SWAM M:0020 B:0303 L:0 |
| Primary APN | SWAM M:0020 B:0303 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,906 sqft Living Area |
| Gross Area | 3,492 sqft |
| Basement Area | 1,674 sqft |
| Unfinished Basement | 586 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,565 sqft (0.265 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 48 PINE HILL RD |
|---|---|
| City | SWAMPSCOTT |
| State | MA |
| Zip | 01907-2210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-2 |
| Legal Block | 303 |
| Jurisdiction | SWAMPSCOTT MA |
| Township / Civil Division | SWAMPSCOTT |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 202200 |
48 Pine Hill Rd is owner-occupied and held in a trust since February 2003.
Source: Essex County and Swampscott Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 48 PINE HILL RD, SWAMPSCOTT, MA 01907-2210 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage METRO CU |
| Jul 29, 2019 | Deed of Trust, Mortgage · Line of Credit METRO CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2003 |
| Deed Sale | Feb 28, 2003 |
| Prior Sale | Oct 29, 1993 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAMPSCOTT MA |
| Property Address | 48 PINE HILL RD, SWAMPSCOTT, MA 01907-2210 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 038532-304 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 38532/304 |
| Instrument | 20200520000090 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Type Change Date | Jun 1, 2030 |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAMPSCOTT MA |
| Property Address | 48 PINE HILL RD, SWAMPSCOTT, MA 01907-2210 |
| Document Number | 37723-551 |
| Instrument Date | Jul 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 48 PINE HILL RD SWAMPSCOTT MA 019072210, SWAMPSCOTT, MA 01907-2210 |
| Document Number | 37723-551 |
|---|---|
| Date | Aug 2, 2019 |
| Book Page | 037723/000551 |
| Instrument | 2001790 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 1, 2044 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 48 Pine Hill Rd was $11,246, up 5.4% from the year before.
Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Swampscott Town |
| Unified School District | Swampscott School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,246.00 (+5.43%) | $937,200 (+0.77%) Land $432,500 Building $504,700 | $943,687 (-31.28%) |
| 2025 | $10,667.00 | $930,000 Land $432,500 Building $497,500 | $1,373,320 |
| 2023 | $9,560.00 | $814,300 Land $369,200 Building $445,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Pine Hill Rd in Zone X, an area of minimal flood risk, though there have been 70 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 70 (1978–2022) |
| Claims Outside the SFHA | 32 of 70 |
| Most Recent Claim | Dec 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Pine Hill Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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