Johnston County property record for 48 Phobos Pl, Garner, NC 27529 · Last verified October 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,357 sqft Living Area |
| Lot Size | 14,810 sqft (0.339 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $256,000 (2018) |
| Tax Bill | $2,081.00 (2023) |
| Primary APN | 06F04069E |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,357 sqft Living Area |
| 1st Floor | 2,357 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,810 sqft (0.339 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 529 sqft Garage |
| Porch | Open Porch |
| Porch Area | 288 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 2000210473 |
|---|---|
| Street Address | 48 PHOBOS PL |
| City | GARNER |
| State | NC |
| Zip | 27529-6166 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 116 JORDAN RIDGE PH 3 80/106 |
| Legal Subdivision | JORDAN RDG SUB PH 3 |
| Legal Phase | 3 |
| Legal Lot Number | 116 |
| Jurisdiction | JOHNSTON NC |
| Minor Civil Division | CLEVELAND |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 41108 |
Source: Johnston County records · APN 06F04069E
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 PHOBOS PL, GARNER, NC 27529-6166 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 31, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Jul 22, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Oct 17, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CLEARPATH LNDG |
| Feb 07, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CLEARPATH LNDG |
| Jun 28, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage NFM LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2018 · Amount on Record |
| Deed Sale | Jun 28, 2018 · Amount on Record |
| Prior Sale | Jun 29, 2015 · Amount on Record |
| Deed Doc Number | 0005174332 |
| Deed Book / Page | 5174 / 332 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 48 PHOBOS PL, GARNER, NC 27529-6166 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000768046 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 6033/646 |
| Instrument | 2021768046 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 48 PHOBOS PL, GARNER, NC 27529-6166 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000669684 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 5650/997 |
| Instrument | 2020669684 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 48 PHOBOS PL, GARNER, NC 27529-6166 |
| Document Number | 0000632910 |
| Instrument Date | Oct 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2019 |
| Title Company | VANTAGE PT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 48 PHOBOS PL GARNER NC 275296166, GARNER, NC 27529-6166 |
| Document Number | 0000632910 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 005453/000073 |
| Instrument | 632910 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 48 PHOBOS PL, GARNER, NC 27529-6166 |
| Document Number | 0000600950 |
| Instrument Date | Feb 07, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2019 |
| Title Company | VANTAGE PT TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 48 PHOBOS PL GARNER NC 275296166, GARNER, NC 27529-6166 |
| Document Number | 0000600950 |
|---|---|
| Date | Feb 11, 2019 |
| Book Page | 005291/000962 |
| Instrument | 600950 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 10, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Jun 28, 2018 |
| Property Address | 48 PHOBOS PL, GARNER, NC 27529-6166 |
| Document Number | 0000575941 |
| Book / Page | 005174 / 000332 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 575941 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $512.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 48 PHOBOS PL GARNER NC 275296166, GARNER, NC 27529-6166 |
| Document Number | 575942 |
|---|---|
| Date | Jun 28, 2018 |
| Book Page | 005174/000334 |
| Instrument | 575942 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2048 |
Source: Johnston County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Unified School District | Johnston County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,081.00 | $266,040 Land $43,000 Building $223,040 | $266,040 Land $43,000 Building $223,040 |
48 Phobos Pl is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Johnston County (37101C), updated July 20, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 24th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 6,250 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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