St. Johns County property record for 48 Phillips St, Saint Augustine, FL 32084 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2024 |
| Square Footage | 1,497 sqft Living Area |
| Lot Size | 3,920 sqft (0.09 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $455,000 (2024) |
| Tax Bill | $6,999.00 (2025) |
| Primary APN | 125160-0320 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,497 sqft Living Area |
| 1st Floor | 973 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Asbestos Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Shed Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 3,920 sqft (0.09 acres) |
| Depth X Width | 95 ft x 43 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 48 PHILLIPS ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-4759 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | E1/2 HUERTAS GRANT SUB BLK 12 W1/2 OF LOT 31 OR5945/1594 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 45 |
| Legal Subdivision | EAST 1/2 HUERTAS GRANT |
| Legal Block | 12 |
| Legal Lot Number | 31 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 1 |
| Census Block | 1037 |
| Census Tract | 20300 |
Source: St. Johns County records · APN 125160-0320
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 PHILLIPS ST, SAINT AUGUSTINE, FL 32084-4759 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jul 18, 2023 | Deed of Trust, Mortgage · Commercial Mortgage MCU FINANCIAL CENTER CU |
| Aug 06, 2025 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| May 07, 2024 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERIS BANK |
| May 15, 2023 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 28, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 07, 2024 · Amount on Record |
| Deed Sale | May 07, 2024 · Amount on Record |
| Prior Sale | May 15, 2023 · Amount on Record |
| Deed Doc Number | 202435056 |
| Deed Book / Page | 5945 / 1594 |
| Prior Transfer Date | Nov 25, 2020 |
| Prior Transfer Doc | 0051101232 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 48 PHILLIPS ST, SAINT AUGUSTINE, FL 32084-4759 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10061 E AMPERE AVE, MESA, AZ 85212-9584 |
| Document Number | 0053781618 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 5378/1618 |
| Instrument | 2021105411 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 48 PHILLIPS ST, SAINT AUGUSTINE, FL 32084-4759 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 450 STATE ROAD 13 N 106-32, 106, ST JOHNS, FL 32259-3863 |
| Investor | Possibly a Property Investor |
| Document Number | 0057931837 |
|---|---|
| Date | Jul 18, 2023 |
| Book Page | 5793/1837 |
| Instrument | 2023055960 |
| Name | MCU FINANCIAL CENTER CU |
|---|---|
| Type | Credit Union |
| Address | CLEVELAND, OH 44114 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 48 PHILLIPS ST, SAINT AUGUSTINE, FL 32084-4759 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 48 PHILLIPS ST, ST AUGUSTINE, FL 32084-4759 |
| Document Number | 0061980102 |
|---|---|
| Date | Aug 06, 2025 |
| Book Page | 6198/102 |
| Instrument | 2025063223 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2040 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 07, 2024 |
| Property Address | 48 PHILLIPS ST, SAINT AUGUSTINE, FL 32084-4759 |
| Document Number | 0059451594 |
| Book / Page | 5945 / 1594 |
| Map Reference | MB 1 PG 98 |
| Instrument Date | May 06, 2024 |
| Instrument | 2024035056 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 34 CORDOVA ST, ST AUGUSTINE, FL 32084-3709 |
| Name | Verified Name |
|---|---|
| Address | 48 PHILLIPS ST, ST AUGUSTINE, FL 32084-4759 |
| Document Number | 2024035057 |
|---|---|
| Date | May 07, 2024 |
| Instrument | 2024035057 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 15, 2023 |
| Property Address | 48 PHILLIPS ST, SAINT AUGUSTINE, FL 32084-4759 |
| Document Number | 0057571077 |
| Book / Page | 5757 / 1077 |
| Map Reference | MB 1 PG 98 |
| Instrument Date | May 12, 2023 |
| Instrument | 2023037076 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $945.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 940 LEW BLVD, SAINT AUGUSTINE, FL 32080-5455 |
| Name | Verified Name |
|---|---|
| Address | 450 STATE ROAD 13 106 329, 106329, SAINT JOHNS, FL 32259-3860 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 28, 2021 |
| Property Address | 48 PHILLIPS ST, SAINT AUGUSTINE, FL 32084-4759 |
| Document Number | 0053030797 |
| Book / Page | 5303 / 797 |
| Map Reference | MB 1 PG 98 |
| Instrument Date | Jun 28, 2021 |
| Instrument | 2021071959 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,511.60 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 940 LEW BLVD, ST AUGUSTINE, FL 32080-5455 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 455 E MAIN ST # 119, 119, MESA, AZ 85203-8798 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $373,225 (+6.03%) | $388,450 (+10.35%) Land $75,250 Building $313,200 | |
| 2025 | $6,999.00 (+461.27%) Homeowner's exemption | $352,015 (+428.15%) | $352,015 (+428.15%) Land $66,650 Building $285,365 |
| 2024 | $1,247.00 (+120.71%) | $66,650 (+51.44%) | $66,650 (+51.44%) Land $66,650 |
| 2023 | $565.00 (+16.02%) | $44,010 (+27.49%) | $44,010 (+27.49%) Land $44,010 |
| 2022 | $487.00 | $34,520 | $34,520 Land $34,520 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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