48 Phelps St, Lyons, NY 14489 Property Records

Wayne County and Lyons Town property record for 48 Phelps St, Lyons, NY 14489 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1995
Square Footage1,744 sqft Living Area
Lot Size8,276 sqft (0.19 acres)
OccupancyOwner Occupied
Last Sale$99,000 (2024)
Tax Bill$2,190.00 (2025)

Property Details

APN / Parcel Number

Primary APN0981-00
Alternative APN
  • 542800 71111-05-184826

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms7 Rooms
Building Area1,744 sqft Living Area
1st Floor956 sqft 1st Floor
2nd Floor788 sqft 2nd Floor
Game RoomGame Room
Stories2 Stories

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1995
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area8,276 sqft (0.19 acres)
Depth X Width122 ft x 66 ft Depth x Width
Porch Area184 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number0981-00
Street Address48 PHELPS ST
CityLYONS
StateNY
Zip14489-1525
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block5
Legal Lot Number184.826
JurisdictionWAYNE NY
Minor Civil DivisionLYONS
Census Blockgroup1
Census Block1008
Census Tract21400

Owner

Source: Wayne County and Lyons Town records · APN 0981-00

Assessment roll updated April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address48 PHELPS ST, LYONS, NY 14489-1525
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2024Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GENESEE REGIONAL BANK
Nov 01, 2021Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PREMIUM MORTGAGE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 01, 2024 · Amount on Record
Deed SaleMar 01, 2024 · Amount on Record
Prior SaleNov 01, 2021 · Amount on Record
Deed Doc Number2024R9332800
Record RefreshedJun 08, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE NY
Recording DateMar 01, 2024
Property Address48 PHELPS ST, LYONS, NY 14489-1525
Document Number00R9332800
Instrument DateFeb 27, 2024
InstrumentR9332800
Transaction TypeTransfer
Record UpdatedMar 26, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 CANAL ST, LYONS, NY 14489-1427

Mortgage

Document Number00R9332801
DateMar 01, 2024
InstrumentR9332801
Lender
NameGENESEE REGIONAL BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionWAYNE NY
Recording DateNov 01, 2021
Property Address48 PHELPS ST, LYONS, NY 14489-1525
Document NumberR9238148
Instrument DateOct 29, 2021
InstrumentR9238148
Transaction TypeTransfer
Record UpdatedNov 23, 2021
Title CompanySTEWART TITLE GUARANTY COMPA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 SERENITY DR, GENEVA, NY 14456-9263

Mortgage

Document NumberR9238149
DateNov 01, 2021
InstrumentR9238149
Lender
NamePREMIUM MORTGAGE CO
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

Mortgage

Document Number00R9238150
DateNov 01, 2021
InstrumentR9238150
Lender
NamePREMIUM MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Wayne County and Lyons Town records · Assessment roll updated April 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyWayne County
County SubdivisionLyons Town
Unified School DistrictLyons Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,190.00$99,000 (+117.11%) Land $17,500 Building $81,500$99,000 (+38.95%) Land $17,500 Building $81,500
2023$45,600 Land $3,800 Building $41,800$71,250 Land $5,937 Building $65,313

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