Rensselaer County and Schaghticoke Town property record for 48 Perry Rd, Troy, NY 12182
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 992 sqft · built 1952 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,500 (Dec 2002) |
| Tax Bill | $4,508 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 384289 71.9-2-10 |
| Primary APN | 384289 71.9-2-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 992 sqft Living Area |
| 1st Floor Area | 992 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 26,136 sqft (0.6 acres) |
| Lot Dimensions | 200 ft deep x 132 ft wide |
| Porch | Slab |
| Porch Area | 403 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 315J141000 |
|---|---|
| Street Address | 48 PERRY RD |
| City | TROY |
| State | NY |
| Zip | 12182-1113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Block | 2 |
| Legal Lot Number | 10.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | SCHAGHTICOKE |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 51902 |
48 Perry Rd is owned and occupied by two individuals who bought it in December 2002.
Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 PERRY RD, TROY, NY 12182-1113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Apr 24, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Jun 24, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2002 · Amount on File |
| Deed Sale | Dec 16, 2002 · Amount on File |
| Deed Book / Page | 385 / 1099 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 48 PERRY RD, TROY, NY 12182-1113 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0095000039 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 9500/39 |
| Instrument | 2021-584895 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 48 PERRY RD, TROY, NY 12182-1113 |
| Document Number | 0000567662 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 48 PERRY RD TROY NY 121821113, TROY, NY 12182-1113 |
| Document Number | 0000567662 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 009147/000024 |
| Instrument | 567662 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 48 PERRY RD, TROY, NY 12182-1113 |
| Document Number | 0000553771 |
| Instrument Date | Jun 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 48 PERRY RD TROY NY 121821113, TROY, NY 12182-1113 |
| Document Number | 0000553771 |
|---|---|
| Date | Jul 10, 2019 |
| Book Page | 008881/000181 |
| Instrument | 553771 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 9, 2049 |
The 2026 property tax bill for 48 Perry Rd was $4,508 with exemptions applied, down 2% from the year before.
Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | Schaghticoke Town |
| Unified School District | Lansingburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,508.00 (-1.96%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $4,598.00 | $29,400 Land $12,100 Building $17,300 | $206,461 Land $84,972 Building $121,489 |
| 2023 | $29,400 Land $12,100 Building $17,300 | $183,178 Land $75,390 Building $107,788 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Perry Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 10 (1996–2026) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Perry Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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