48 Park Ave, Cary, IL 60013 Property Records

McHenry County property record for 48 Park Ave, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,501 sqft · built 1951
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$393,000 (Sep 2026)
Tax Bill	$7,260 (2024)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-13-228-025`

Property Details

APN / Parcel Number

Primary APN	`19-13-228-025`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,501 sqft Living Area
1st Floor Area	1,501 sqft
Basement Area	1,278 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	48 PARK AVE
City	CARY
State	IL
Zip	60013-2722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0028217 LT 26 BLK 3 FRANKES ADDN MEMO: BAUKE, DENIS H/WANEK, LINDA-70% INT/ BAUKE, ZACHARY-30% INT
Legal Subdivision	FRANKES ADDN
Legal Block	3
Legal Lot Number	26
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3019
Census Tract	871307

Owner

48 Park Ave is owned by two individuals who bought it in September 2026.

Source: McHenry County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1229 OSCEOLA ST, DENVER, CO 80204-1428
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
May 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage KINECTA
Jul 19, 2019	Warranty Deed, Transfer · Conventional with PMI KINECTA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2026 · Amount on File
Deed Sale	Sep 11, 2026 · Amount on File
Prior Sale	Jul 19, 2019 · Amount on File
Deed Document Number	202626640
Prior Transfer Date	Apr 12, 2021
Prior Transfer Doc	0000028217
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 11, 2026
Property Address	48 PARK AVE, CARY, IL 60013-2722
Document Number	0000026640
Instrument Date	Aug 1, 2026
Instrument	202626640
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	PROPER TITLE LLC, PROPER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59,539.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1229 OSCEOLA ST, DENVER, CO 80204-1428

Mortgage

Document Number	0000026641,
Date	Sep 11, 2026
Instrument	202626641

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	May 24, 2021
Property Address	48 PARK AVE, CARY, IL 60013-2722
Document Number	0000028217
Map Reference	MB 5 PG 79 DOC 75069
Instrument Date	Apr 12, 2021
Instrument	2021R0028217
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 PARK AVE, CARY, IL 60013-2722

Mortgage

Document Number	0000028218
Date	May 24, 2021
Instrument	2021R0028218

Lender

Name	KINECTA
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 19, 2019
Property Address	48 PARK AVE, CARY, IL 60013-2722
Document Number	0000022261
Instrument Date	Jun 13, 2019
Instrument	22261
Transaction Type	Transfer
Record Updated	Aug 2, 2019
Title Company	PRECISION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	48 PARK AVE CARY IL 600132722, CARY, IL 60013-2722

Mortgage

Document Number	22262
Date	Jul 19, 2019
Instrument	22262

Lender

Name	KINECTA FCU
Type	Credit Union
Address	MANHATTAN BEACH, CA 90266

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,260.00	$94,213 Land $16,872 Building $77,341	$282,639 Land $50,616 Building $232,023
2022	Homeowner's exemption	$56,597 Land $18,065 Building $38,532	$169,791 Land $54,195 Building $115,596

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 48 Park Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 48 Park Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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