48 Owen St, Toccoa, GA 30577 Property Records

Stephens County property record for 48 Owen St, Toccoa, GA 30577

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (May 2026)
Tax Bill	$32 (2025)
Deeds & Mortgages	May 2026 Sale Feb 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T12 124`

Property Details

APN / Parcel Number

Primary APN	`T12 124`
Alternative APNs	`634700` `98416`

Exterior

Lot Area	7,841 sqft (0.18 acres)
Terrain	Gentle Slope

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	634700
Street Address	48 OWEN ST
City	TOCCOA
State	GA
Zip	30577-3487
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R-II
Legal Description	LOT 19 MRS MINNIE D EDWARDS S/D
Legal Subdivision	MRS MINNIE D EDWARDS
Legal Lot Number	19
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1035
Census Tract	970301

Owner

Source: Stephens County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3634 FRIENDSHIP FARM DR, BUFORD, GA 30519-1982
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Warranty Deed, Transfer
Feb 28, 2025	Warranty Deed, Transfer
Feb 17, 2025	Limited Warranty Deed, Transfer
Dec 27, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on Record
Deed Sale	May 8, 2026 · Amount on Record
Prior Sale	Feb 28, 2025
Deed Document Number	20261347
Deed Book / Page	1449 / 365
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	May 8, 2026
Property Address	48 OWEN ST, TOCCOA, GA 30577-3487
Document Number	0000001347
Book / Page	1449 / 365
Instrument Date	May 6, 2026
Instrument	20261347
Transaction Type	Transfer
Record Updated	Jul 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3634 FRIENDSHIP FARM DR, BUFORD, GA 30519-1982

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Feb 28, 2025
Property Address	48 OWEN ST, TOCCOA, GA 30577-3487
Document Number	0013970334
Book / Page	1397 / 334
Instrument Date	Feb 25, 2025
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 DAWSON VILLAGE WAY, DAWSONVILLE, GA 30534-7168
Investor	Possibly a Property Investor

February 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Feb 17, 2025
Property Address	48 OWEN ST, TOCCOA, GA 30577-3487
Document Number	0013960262
Book / Page	1396 / 262
Instrument Date	Feb 13, 2025
Instrument	D2025000427
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4181 LEVEL GROVE RD, CORNELIA, GA 30531-7120

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 27, 2024
Property Address	48 OWEN ST, TOCCOA, GA 30577-3487
Document Number	0013920022
Book / Page	1392 / 22
Instrument Date	Dec 20, 2024
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	OWEN ST, GA
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$32.00 (-3.03%)	$936 (-) Land $936	$2,340 (-) Land $2,340
2023	$33.00	$936 (-) Land $936	$2,340 (-) Land $2,340
2022	$33.00	$936 Land $936	$2,340 Land $2,340

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Windstream, Xfinity.

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