48 Otis St, Norwich, CT 06360 Property Records

Norwich City property record for 48 Otis St, Norwich, CT 06360

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,544 sqft · built 1850
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Jan 2026)
Tax Bill	$5,480 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NORW M:93 B:2 L:28`

Property Details

APN / Parcel Number

Primary APN	`NORW M:93 B:2 L:28`
Alternative APNs	`NWCH M:93 B:2 L:28` `0025400001` `25400001`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,544 sqft Living Area
Gross Area	4,879 sqft
1st Floor Area	1,280 sqft
Attic	Attic
Attic Area	907 sqft
Basement Area	1,264 sqft
Unfinished Basement	1,264 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	25400001
Street Address	48 OTIS ST
City	NORWICH
State	CT
Zip	06360-4420
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MF
Legal Block	2
Legal Lot Number	28
Jurisdiction	NORWICH CT
Township / Civil Division	NORWICH
Census Block Group	1
Census Block	1018
Census Tract	696500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chelsea Parade Historic District listed 1989 · 573 contributing resources · NRIS 88003215

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Norwich City records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 OTIS ST, NORWICH, CT 06360-4420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 9, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTRAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Prior Sale	Feb 23, 2004 · Amount on Record
Deed Document Number	202678
Deed Book / Page	3587 / 1147
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	48 OTIS ST, NORWICH, CT 06360-4420
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00003277-6
Date	Aug 20, 2021
Book Page	3277/6
Instrument	2021004337

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Jan 9, 2026
Property Address	48 OTIS ST, NORWICH, CT 06360-4420
Document Number	03587-1147
Book / Page	3587 / 1147
Instrument Date	Jan 7, 2026
Instrument	2026000078
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026000079
Date	Jan 9, 2026
Instrument	2026000079

Lender

Name	FIRST CENTRAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwich City
Unified School District	Norwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,480.00	$135,400 (+49.28%) Land $22,100 Building $113,300	$94,780 Land $15,470 Building $79,310
2024	$5,480.00 (+24.21%)
2023	$4,412.00 (+0.34%)	$90,700 (-) Land $15,600 Building $75,100
2022	$4,397.00	$90,700 Land $15,600 Building $75,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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