Rockland County and Haverstraw Town property record for 48 Ossman Ct, Garnerville, NY 10923
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,350 sqft · built 1992 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $225,000 (Jun 2002) |
| Deeds & Mortgages | Jan 2023 Line of Credit Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 392203 26.06-7-7 |
| Primary APN | 392203 26.06-7-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,350 sqft Living Area |
| 1st Floor Area | 650 sqft |
| 2nd Floor Area | 700 sqft |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,307 sqft (0.03 acres) |
| Porch | Open Porch |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00079041400 |
|---|---|
| Old Parcel Number | 220302600600070070000000 |
| Street Address | 48 OSSMAN CT |
| City | GARNERVILLE |
| State | NY |
| Zip | 10923-1539 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | 303 |
| Legal Description | FAIRGROUNDS 3A LOT 14 41.-5-3.14 |
| Legal Subdivision | FAIRGROUNDS 3A |
| Legal Block | 7 |
| Legal Lot Number | 7.000 41 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | HAVERSTRAW |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10601 |
Source: Rockland County and Haverstraw Town records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 48 OSSMAN CT, GARNERVILLE, NY 10923-1539 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jan 23, 2023 | Deed of Trust, Mortgage · Line of Credit KEY BANK NA |
| Jan 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2002 · Amount on Record |
| Deed Sale | Jun 17, 2002 · Amount on Record |
| Prior Sale | Aug 1, 2000 · Amount on Record |
| Deed Document Number | 2002-00036420 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 48 OSSMAN CT, GARNERVILLE, NY 10923-1539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2023 |
| Title Company | ACCURA TITLE, ACCURATE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000934 |
|---|---|
| Date | Jan 23, 2023 |
| Instrument | 2023-00000934 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 48 OSSMAN CT, GARNERVILLE, NY 10923-1539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001274 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 2021-00001274 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2040 |
| Rate Type | Fixed Rate |
|---|
Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Haverstraw Town |
| Municipality | West Haverstraw Village |
| Unified School District | Haverstraw-Stony Point Central School District (North Rockland) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $228,500 (-) Land $66,800 Building $161,700 | $392,207 (+5.2%) Land $114,658 Building $277,549 |
| 2023 | $228,500 Land $66,800 Building $161,700 | $372,818 Land $108,990 Building $263,828 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (1983–2001) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Sep 2001 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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